Info rant

Oldernotwiser

Notebook wrote: »

No - by using my money - redundancy.
44 years of age and never claimed benefit before. If I buy the house out of my money, then the system will not have to pay my mortgage interest for me.
Please explain the "at our expense" as I am amazed

If you spend your capital to get benefits rather than supporting yourself on your savings then that's the claiming money unneccessarily, although it obviously makes sense from your point of view.

Not the worst thing that people do by any means, of course.

Macro_3

Jowo wrote: »

If you check the link in my message below, you will see that some people have successfully challenged being accused of deprivation of capital when they've paid down their mortgage. however, looks like this person was nearing retirement.

http://forums.moneysavingexpert.com/showthread.html?t=1916951

Pretty sensible course of action for a man nearing retirement and facing a permanent decrease in income.

Not so for a man who might reasonably hope to be in work again and therefore able to pay his mortgage within a couple of months.