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My Ongoing Challenge - To live with my means
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hi lurker coming under budget no matter by what amount is a great achievement
Hope things are going well this week for youAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.5K Net savings after CCs 14/4/26 (but owed £1.1K) so £3.6K
3) Mortgage neutral by 06/30 (AVC £38.5K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 44.4K of £127.5K target 34.8% 17/4/26 (If took bigger lump sum = 66.4K or 52%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.3K updated 17/4/260 -
Hmmm, been a while since I updated, sort of lost sight of the prize for a few (expensive) weeks.
Hey ho, no beating myself up for once, time to concentrate again & get back on track
The last of my cds are with music magpie, and I have a few bits to ebay...but haven't got around to!
Used £25 in reward points to ease the grocery burden this week - hadn't actually realised how much I had so that was a bonus!
Its my birthday this week & I have 3 meals out!!!! that could be damaging to purse & waistline so am planning at least 1 swim to make up for the badness
Worked a few hours overtime last week since it was available which will make September pay day nicer - payday with no overtime isn't enough to cover the bills anymore, everything has gone up & there isnt enough room in my budget to stretch that far.
No. Change that. I've not yet found where I can squeeze the extra from - its a work in progress. I can do this.
Off to read other diaries for more inspiration - i could be gone some time!!I do not make mistakes, I learn lessons.I work to live, not live to work.I love to live & live to love.Good enough is exactly that.0
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