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Actually Lula I HATE my new Santander card (debit not credit) - it's bright red and screams at you when you take it out of your purse:eek::eek:. Maybe this will discourage any reckless spending on my part:o:o:o....Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
I'm not keen on my (green) Lloyds card - doesn't stop me getting it out thoughSometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56Weightloss : 0/34lbs0
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Aaaah the return of the Prodigal ^^^
My Mum calls me that, when I haven't phoned for...say...a couple of hours..."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
skint_spice wrote: »Actually Lula I HATE my new Santander card (debit not credit) - it's bright red and screams at you when you take it out of your purse:eek::eek:.
Sounds like you've picked up a screamer letter from Harry Potter instead.
Good job that doesn't happen in real life, especially with email. I'd get red screaming ones, and I'd send black quiet ones that gradually create their own pool as they drip with sarcasm... :eek:"Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
Bonsoir bonsoir, tout va bien j'espere ?
not quite sure why je suis parlaying en froglais :huh: but I do kind feel as though I'm 'en vacances' s perhaps my brain feels as though it's cruising the waterways of la belle France with some delightful river rat type ( see Chocolat - a film that has everything I ever want in life :heartpuls)
I have been persuing the wondrous delights of ebay & although I am seriously hankering after a rather smart pair of green Faith stilettos, this little sweetie also caught my eye :
http://cgi.ebay.co.uk/Beautiful-Houseboat-London-/130411202811?cmd=ViewItem&pt=LH_DefaultDomain_3&hash=item1e5d1d08fb
I want it, I want it, I want it right now & even DD was totally mesmersied by the beautiful silver spiral staircase :cool:.
Anyway, clearly I cant have it & I've also come to realise the rather considerable costs in owning such a vessel. There is much maintenance to be done on a boat & I really would need to find myself un homme to deal with all that nasty mechanical stuff & that's a step too far to go at the moment.
I have completely immersed myself into the holiday schedule; lay in bed reading until 10 am, just about managed 3 loads of washing & a brief journey to the local shops where I instantly ruined this weeks 3 lb loss by devouring an innocent bag of licorice allsorts at warp factor 5. I spent a total of £8.60 on grocery items + another sneaky £1 on the lootery - of course if I win it will be worth the expenditure ... yeah right, like that's going to happen :rotfl:
Quelle horreur !
DD has been snuffling & itching most of the day so was not keen to help me wield a hedge trimmer about & spent most of the day learning how to use the old hand sewing machineShe's really pleased with herself & I forsee a summer holiday full of fun as we have load of scraps of fabric that can be converted into clothes items & bags for her rather posh teddy from the bear shop in Eton.
I havent done a single chore today other than the washing up & laundry, but have cleared out my wardrobe again & really should make the most of the free lsting on ebay ... but probably wont.
I've finally claimed a £10 reward from ipsos & opted for an amazon voucher as they're very useful for birthday presents.
Tomorrow I plan to lie in again, do some cleaning chores & then visit my grandmother who is rather unwell at the moment & terribly frail so I really feel I must make the most of the time ...
I've received a bill for the gas but it was an estimate so I've now submitted readings for both gas & electricity & await the bills with bated breath & fingers croseed that the £100 I didnt pay in toward the fuel bills last month wont be missed :eek:
bye for now
xx
PS - just to reassure you that the nasty bilious yellow CC sits in an envelope with the dangerous red Virgin 0% CC & also the blue savings fund card - yes I am rather angelic
The totally uncharismatic greyish silver Barclaycard with camper van type credit limit rides shotgun to the dull but emergency cash only lloyds cashcard - no debit or credit facilties so totally [STRIKE]boring[/STRIKE] safe
night night
x0 -
Bonsoir bonsoir, tout va bien j'espere ?
not quite sure why je suis parlaying en froglais :huh: but I do kind feel as though I'm 'en vacances' s perhaps my brain feels as though it's cruising the waterways of la belle France with some delightful river rat type ( see Chocolat - a film that has everything I ever want in life :heartpuls)
Didn't realise it was about shoes and handbags...I have been persuing the wondrous delights of ebay & although I am seriously hankering after a rather smart pair of green Faith stilettos, this little sweetie also caught my eye :
http://cgi.ebay.co.uk/Beautiful-Houseboat-London-/130411202811?cmd=ViewItem&pt=LH_DefaultDomain_3&hash=item1e5d1d08fb
I want it, I want it, I want it right now & even DD was totally mesmersied by the beautiful silver spiral staircase :cool:.
Anyway, clearly I cant have it & I've also come to realise the rather considerable costs in owning such a vessel. There is much maintenance to be done on a boat & I really would need to find myself un homme to deal with all that nasty mechanical stuff & that's a step too far to go at the moment.
No, in the age of emancipation and flaming bras, there are also les femmes who also do that sort of thing. Start off by looking at the ones wearing dungarees and work from there...DD has been snuffling & itching most of the day so was not keen to help me wield a hedge trimmer about
Keep your mouth shut while hedge trimming. The XOH found a snail one time..."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
Oh dear, I still havent updated the Clothes Challenge - I actually keep forgetting about it being my responsiblility
.
Moving swiftly on to other matters; I was a lazy vache again this morning, I woke up at 6.54 but didnt actually get up for another 2 hours. I completed my final wash load of the weekend , hung it out & when dry stuffed it all in the airing cupboard but that was about as active as I got with chores- usually the weekends are just a tedious round of of one chore after another to be completed before returning to the grindstone on monday morning so I am really indulging in not having just 2 days to get it all done
.
DD has now moved on to creating stuffed toys with her new found sewing skills ... sh'es really delighted with her efforts although the teddy did end up with more than passing resemblance to a lopsided manx cat.
We visited my dear grandmother this afternoon & although she was pleased to see us, she could only manage to sit with us for about an hour & then had to retire to be again, totally exhausted. I really think she wont be with us for much longer which has meant I've had to revisit a lot of memories about losing my mum 3 years ago. I'm preparing DD for the worst while trying to reassure her that my grandmother has had a long, happy & very healthy life. The fact that my mothers passing was so much more traumatic, unexpected & well before it should have been is in the back of my mind all the time & I feel sad that DD only knew her for such a short time & that her few memories of her are going to blur even more with time.
DD has assured me that she will care for me when I'm old & decrepit, but also wonders what will happen to her if she doesnt have any children - which she is now absolutely against, having recently seen the sex education film at school.
I can only imagine the pain of losing a partner or child & at the risk of sounding totally negative, I really do wonder whether there is now any point in my ever seeking to have a relationship, when at some point I will have to face losing that loved one as well, either through my own death or theirs :undecided. I dont mean this in a gloomy or depressed way, I'm merely pondering this in a purely rational way; ie do I really want to have that drama & responsiblity as well when I already know, that if nature takes her course, then I will have to deal with losing my Dad & aunt in years to come so perhaps I should just get on with my life, be shamelessly self indulgent & enjoy myself when DDs are capable of being left to own devices Hmmmm :think:.
As someone who has had a lot of responsibility from a young age & for many years, I am selfishly rather looking forward to the day when I can just take off whenever & wherever I want & not have to take anyone elses needs or wants into consideration. To be able to eat when & what I want, to just be free to be myself rather than someone's mother, daughter, grandaughter, 'other half', sibling or employee is what I look forward to more than wealth or possessions.
Back in the real world, I have paid £104.23 to the Co Op CC which means I now owe a mere £100 on itand the total outstanding debt is £3,700.
I'm still a long way from reaching my target of being DF by the end of this year at my current repayment rate, but I would still achieve it within the 0% time limit. I need to find another £1500 to be free by the end of this year & although I'm sure it can be done, I cant seem to focus my mind on a definite method. I'm unlikely to raise it from home-job alone so need to do some calcualting & see where I can cut down on spending ... yes I know; groceries, household, shoes :eek: & ebay.
Need to get out of the house at the usual time tomorrow so my beloved car can be serviced & mot'd ... fingers crossed pleased.
xx0 -
It's monday & I havent been to work :j
I wouldnt have had time anyway as I've been too busy doing other stuff.
Dropped the car off at 8.30 & came home to discover that Dd was lready working on her next sewing project. She asked if she could cut up her old school shirt whic is too small & covered in marker pen. I agreed & it was only after she had hacked through the sleeve I realised that she had just grabbed the first shirt she came across & it was one of the new & completely stain free ones :eek::mad::mad:.
Not a happy Lula. DD decide that it would be a very good time to offer to do hoovering & putting the dishes away. I didnt try to stop her.
Had the home-job work delivered about 11.30 & was just finishing when the bike delivery turned up. Then spent about 40 minutes assembling various parts & felt almost envious - it's a great bike & although she can only just reach the floor with her toes, I know she'll soon fit it more comfortably. She had a few rides up & down the road & seemd to manage it fine.
Then had call form a woman in the next road to say she had found the cat's collar in her garden, but no cat :rotfl:. I told ehre that we had the cat & would pop round to collect his collar - very grateful & releived as it saved me form buying a new one.
Collected the car & was rather disappointed that it ended up costing £168. I only had £100 saved up but decided to take £70 from the slush fund rather than use a CC - wise choice as it turns out, becasue their card machin was broken so they were only taking cheques or cash.
The saving funds are now very depleted - only £410 & gas & electricity bills due very soon - but the concept is working which is great.
By the time of next years service & mot I will have a whole year of savings to use & although I am a bit concerend that the slush fund is now down to £10, at least I did have it there to use.
I also popped in to the chemist & was glad to see that the anti-allergy syrup was on offer so grabbed 2.
I am looking forward to payday on friday although I do need to do a Tatco shop for stocking up on household items & toiletries & have already compiled my list. I'm going to withdraw £200 in cash again this month for groceries & be very determined to make it last. with DD at playcamp for 3 weeks I still have to do packed lunches so might just get as much stuff from there as I can. I dont like it, but with an extra £1500 to find I need to get my nose out of the air & just live as cheaply as possible for the next 5 months.
I've realised that I dont really want to go to the work bbq on friday; the fun contractors arent going to be there & I need a proper break from the place so inspite of the free food - I think I'd rather keep my distance & go back next monday with a more detached & professional persona0 -
DD has now moved on to creating stuffed toys with her new found sewing skills ... sh'es really delighted with her efforts although the teddy did end up with more than passing resemblance to a lopsided manx cat
.
Practice makes perfect.We visited my dear grandmother this afternoon & although she was pleased to see us, she could only manage to sit with us for about an hour & then had to retire to be again, totally exhausted. I really think she wont be with us for much longer which has meant I've had to revisit a lot of memories about losing my mum 3 years ago. I'm preparing DD for the worst while trying to reassure her that my grandmother has had a long, happy & very healthy life. The fact that my mothers passing was so much more traumatic, unexpected & well before it should have been is in the back of my mind all the time & I feel sad that DD only knew her for such a short time & that her few memories of her are going to blur even more with time.
DD has assured me that she will care for me when I'm old & decrepit,
She will. She'll spend a *whole* afternoon choosing your home...but also wonders what will happen to her if she doesnt have any children - which she is now absolutely against, having recently seen the sex education film at school.
Can't see what the problem is with it - it's like Alien, except it bursts out a bit lower down...I can only imagine the pain of losing a partner or child & at the risk of sounding totally negative, I really do wonder whether there is now any point in my ever seeking to have a relationship, when at some point I will have to face losing that loved one as well, either through my own death or theirs :undecided.
If it's you that pegs it first, then you're not really going to notice...I dont mean this in a gloomy or depressed way, I'm merely pondering this in a purely rational way; ie do I really want to have that drama & responsiblity as well when I already know, that if nature takes her course, then I will have to deal with losing my Dad & aunt in years to come so perhaps I should just get on with my life, be shamelessly self indulgent & enjoy myself when DDs are capable of being left to own devices Hmmmm :think:.
The trick is to get more from being with someone than you get from being alone. It is possible. There are decent people out there who multiply your happiness with their own, and so you both end up with far more than you started with. Enought happiness, and that will outweigh the pain of loss.
There are of course, people who believe that happiness is a zero-sum game, and that they can't be happy unless someone is miserable first. Avoid these people. The irony being of course, that these people don't see that if they started multiplying instead of subtracting, they'd end up far happier that they are by taking happiness from others.As someone who has had a lot of responsibility from a young age & for many years, I am selfishly rather looking forward to the day when I can just take off whenever & wherever I want & not have to take anyone elses needs or wants into consideration. To be able to eat when & what I want, to just be free to be myself rather than someone's mother, daughter, grandaughter, 'other half', sibling or employee is what I look forward to more than wealth or possessions.
This is certainly possible in a relationship. Not all partners are control freaks. But it does have to be a partnership - give AND take such that the whole is greater than the sum of the parts. If either of the parties involved go into it believing it to be a zero-sum game, then that's what it will be."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
Lula I'm (obviously) so with you on the just have fun bit. You've had to work hard and had a lot of people rely on you and maybe soon it's your turn to just enjoy yourself. P.S Not everyone will agree with you doing that...but you know what to say to them!!!'The road to a friends house is never long'0
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