📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mooooving Into 2010 - Bovine Adventures In Budgeteering!

1606163656692

Comments

  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    clarissa_D wrote: »
    just a quick helloo from me will post more tomorrow xx
    *waves*

    Good to see you back on MSE!


  • I take it you have seen or are aware of this thread? :D
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Motivation is lacking today as my debt went up last month. Only by about £40, but that's not the point dagnammit!!

    It's going to go up again this month as I will be using some of my savings to pay off any Christmas spending :mad:

    Still, I have a plan (I always try to have one!) to keep my motivation flowing. I used to post on the What Small Things threads, but never felt like I was doing enough. I'm thinking about just posting on here to say what I have done that could be considered to be working my way towards being Debt-Free.

    So, today I have:

    • Took my lunch and flasks to work
    • Bought 25p coffee from the machine when my hot water ran out rather than paying 95p from the canteen :A
    • Emailed Ebay buyer of 20p to confirm receipt (He's not got back to me yet)
    • Resisted withdrawing Ebay profits until people start leaving feedback/confirming receipt of goods
    • Made dinner using whoopsied mince (72p!) and s-t-r-e-t-c-h-e-d it to accommodate two unexpected dinner guests
    • Joined Ciao surveys via Quidco (Anyone used them before??)
    • Made my PAD
    • Turned off heating earlier in the evening than normal (About 7pm)
    • Got Mr Fresian to post Ebay stuff and things for Music Magpie for me
    • Had my go on BB for today (Won nothing.....Boo!)
    • Realised that I can take back two things that didn't fit to Primark next week, putting £30+ back on my credit card
    Now, that's not a bad list for one day, so I should be more :j than :mad:. I am a good DFW and Rome Wasn't Built In A Day (etc etc, insert cliche here!)

    Hope everyone else is well.

    Night all

    xx
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I take it you have seen or are aware of this thread? :D

    Ooh that's another DFW thing I have done today!! I found it earlier!

    I only need another six for my cow baking kit.

    Come on Internets, PM me some codes!! Help a Fresian in need so I can go back to buying cheap margarine :D
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Didn't win anything on BB this morning so made up for it by spending 15 minutes comping. I really must get back into the habit of doing that. If nothing else it will provide me fodder for Ebay :D.

    Speaking of which, £19ish from Ebay hit my account today along with my last £5 win from BB so I was able to pay £24ish to my overdraft. I now have less than £40 to find this month to pay it off completely :j
  • se999
    se999 Posts: 2,409 Forumite
    Didn't win anything on BB this morning so made up for it by spending 15 minutes comping. I really must get back into the habit of doing that.

    Good morning, I spotted you in the BB chat room. I didn't win anything either.

    A good point about getting back to comping, I used to do quite a lot, but then had terrible internet so couldn't get comps to load etc., but need to get back to it now I've got decent internet again. I did win a few nice weekends away and a weeks Thomson al fresco holiday in France, so it was worth the time.
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    se999 wrote: »
    A good point about getting back to comping, I used to do quite a lot, but then had terrible internet so couldn't get comps to load etc., but need to get back to it now I've got decent internet again. I did win a few nice weekends away and a weeks Thomson al fresco holiday in France, so it was worth the time.
    I think that if I had won a holiday I wouldn't have given up so quickly!! I normally just went for small items that either I wanted or could Ebay for cash.

    I think that I just need to be more organised and then do more comping, hopefully winning an ITV prize of £10,000 soon :rotfl:
  • se999
    se999 Posts: 2,409 Forumite
    There are so many comps that I prioritised my time for the things I really wanted as there wasn't time to enter everything. But others go for your way and try for the ones with more prizes but they're smaller.

    I think everyone wants the GMTV ones :)
  • Now, that's not a bad list for one day, so I should be more :j than :mad:. I am a good DFW and Rome Wasn't Built In A Day (etc etc, insert cliche here!)

    Yay to you, Ms Fresian :T

    You are doing really well so insert all the cliches that you like so long as you remember that :D
    @ LBM = £15,872.65, now £10,819.82
    AF Jan = 7/? Feb = 5/14 Mar = 14/20 Apr = 6/14 May = 2/14 June 2/14 July 0/TF Aug 1/TFv Sept 6/TF Oct 4/7
    "NEVER DOUBT YOUR OWN QUALITY"
  • Hi ya FF and wll done so far so good !!
    givin me incentives to do some things I really need to start learning and understanding more, and thank you I started to neglect MSE but I had still been PAD each Tuesday £10 into account :D
    will have to update me siggy lol
    well dun hunni can you not have an occassional stayer 1 month on 1 month off the £300 would be good to help clear things alot faster !! :T
    :eek: [STRIKE]£11,362.86[/STRIKE] [STRIKE]9,973.11[/STRIKE] Loan ;) DFX 2013 #050: £ / £10,149.04 :eek:
    C.C £507.55/£550.40 :T
    DFD Oct 2015
    :D Downshift Challenge 2013 :D
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.