📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mooooving Into 2010 - Bovine Adventures In Budgeteering!

Options
1363739414292

Comments

  • sashybo
    sashybo Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    With the cat food you could always consider a raw diet?

    My 3 are on raw meaty bones - they basically have raw meat minced up with small bits of bone (it looks like sausage meat) and raw chicken legs/wings etc. It works out about £25 for roughly 6 weeks worth of food between them. That's including postage from the website.

    They weren't sure about it at first but they love it now. It's also good for their teeth as they are used properly chewing and gnawing.

    Just an idea, I think I found out about it on the pet board here.
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    If you go to a purely raw diet you need to worm religiously every 3 months as they seem to get a lot of intestinal parasites. Saying that my cat is on the DIY raw diet and eats a variety of road kill, rat, mouse, vole, rabbit and an assortment of not-so-common-in-my-garden birds. I top her up with dry biscuits but a 2kg bag of supermarket own brand last 5 or so months as she usually chows outdoors.
    Saving for a Spinning Wheel and other random splurges : £183.50
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Morning all!

    Not sure I like the sound of all the raw food, but will speak to Mr Fresian again!

    In a bit of a rush (As ever) as this morning I have done some BingoPort, some washing, sorted my Farmville crops :o and made chilli for the slow cooker. Smells amazing already :rotfl:

    Possibly going to movies tonight but it doesn't start until 9pm which means I'd be home way past my bedtime....
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I've had quite a quiet day today. As I don't count groceries etc as part of my budget, I am also up to 6 NSDs out of 7 and my spend day was only 70p :j

    The central heating hasn't been on yet but I've had the gas fire on for a bit to take the chill off. I'm setting myself a challenge to see how long I can resist for!

    I made chilli for dinner in the slow cooker (YUM!!) and have some for lunch tomorrow and another two meals worth in the freezer which is great. I could have made it stretch further, but Mr Fresian loves MSE chilli and had a mega portion :rotfl:

    I have a couple of MSE plans for tomorrow:

    1. Call Virgin Media and reduce our telly/internet package to reduce it from a crazy £56 per month :o We do have a cracking telly package and 20MB internet, but we don't need it and can't justify it at the moment

    2. Cancel my mortgage insurance. For various reasons it's overpriced and pointless.

    I don't have a lot else to add really. I'm tired and it's only two more sleeps till Friday :D
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    FF - re Virgin Media - we have the "basic" phone, the 10mb internet, and the TV XL pack with Sky Sports added, and that costs us £66 p/m if that's any help. That obviously includes the line rental. To be honest I'd rather we were still with Sky as I felt their customer service was miles better.
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • I don't have a lot else to add really. I'm tired and it's only two more sleeps till Friday :D

    Woo hoo roll on the weekend. The only problem is sometimes I feel as if I am wishing my life away. I will wake up one day and be 82, that will be scary. Bit like that film 13 going on 30.
    Weekly Spend Challenge: £0/£30


  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Money!

    Spends - £22.73
    PAD - £22
    Groceries - £75.07
    Entertainment - £17.13
    Purse - £4.55

    There are 15 days until payday.

    It's odd, once you get used to having no money it becomes like second nature to say "no thanks" to things. My friend has invited me out for lunch on Friday but I have said to her that I'm happy to come along but have plans for what I'm lunching on for the rest of the week and will eat at my desk before I meet her. The £4 I spend on lunch would be better paying part of the credit card bill or going into savings for Christmas.

    On the other hand, I am in Glasgow on Monday for a work meeting and will be possibly meeting a Glasgow-based friend for a drink and also going to Primark. I want to buy some slippers! I have also found some nice cheap Christmassy things there in the past too. I will spend no more than what's in my Spends account and that should keep me focussed!
  • tomtombeanie
    tomtombeanie Posts: 1,023 Forumite
    Part of the Furniture Combo Breaker
    i'm off to the primark in wigan tomorrow :D, but have a strict list! (things like undies and pjs for boys at xmas) and i will repeat to myself as i shop, "i must not buy any more socks. i must not buy any more socks. i must not buy any more socks." :o

    have a relaxing day if poss, you sound knackered! :p
    Mortgage free as of 11/11/15 !
    :Anow... to start some serious saving :A


  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Mortgage insurance cancelled - £29.48 per month saved :j

    Union draw cancelled (Like monthly lottery) - £5 per month saved

    Total amount of money saved in lunchbreak = £34.48 (Plus the cost of taking my own lunch to work!)

    And tomtom, you're right. I'm bloomin' knackered :rotfl:
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Mortgage insurance cancelled - £29.48 per month saved :j

    Union draw cancelled (Like monthly lottery) - £5 per month saved

    Total amount of money saved in lunchbreak = £34.48 (Plus the cost of taking my own lunch to work!)
    Just phoned Virgin Media and have reduced t'interweb etc costs from £56.95 :eek: to £35. I have lost all of the good telly channels (Mr Fresian may disagree!) and we have internet at half the speed but it's not the end of the world as we're still getting up to 10mb speeds.

    Total money saved today = £56.43 per month ongoing :A
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.