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Mooooving Into 2010 - Bovine Adventures In Budgeteering!

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  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Morning all!

    Money news first - I have been paying £10ish per month to Mr Fresian to cover his overdraft interest. Now that he's on the HND course he is eligible for an interest-free student overdraft. We just need his student loan funding to come through and we can move him to that and I save £120 a year for the next two years :j

    Money in bank

    Spends = £30
    PAD = £36.45
    Entertainment = £29.23
    Groceries = £105.89
    Purse = £8.20

    24 days until payday...

    I have £47 left to pay from my laptop and a balance of £43.46 on my occasional credit card. This can be cleared using my savings at the end of the month when the bill comes in, but I'm aiming on having money left over to do this without touching the savings...

    Tomorrow I'm out for dinner with some former work colleagues (monthly gossip-fest) but it's a Toby Carvery we go to and I have a voucher to get the meal for £5 :j I'm meeting up with Mr Fresian once we're finished dinner and we're off for Orange 2for1 goodness at the movies. Who said being skint meant you had no social life?!

    I have been wary of listing things on Ebay given the postal strikes etc, so this weekend I'm going to photograph and list things but not post them until the post is back to normal. Once the lodger moves out (Thursday) I can punt all of the stuff I'm going to sell into the "spare" room and organise it. I'm planning a carboot with a friend and going to do the usual Amazon/Music Magpie thing too.

    Hi ho, Hi ho, It's off to work I go....

    *whistles a happy tune*
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    You seem to have paid for the lappie very quickly!
    The MSE social life sounds great. It's an area I need to focus on when I feel better!
    2019 fashion on a ration 0/66 coupons
  • poddle911
    poddle911 Posts: 1,406 Forumite
    Part of the Furniture
    Afternoon! *lurker alert*

    Just wanted to say hello, congratulations on the job and the debt-busting and the all-round glorious efficiency of your budgeting and PADing - wowsers! You ARE busy and I AM gushing, so will make a hasty retreat...

    Pod :)
    LBM Sep 2008 debt: £27,927.04
    start weight: 140.2, week 2: 138
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    poddle911 wrote: »
    Afternoon! *lurker alert*
    EEK, LURKERS!! *swats*

    :rotfl::rotfl::rotfl:

    Welcome! Please pop out from lurkyland anytime :D

    Nothing to report apart from having £10 less than mentioned this morning to pay for Mr Fresian's bus fares and ciggies :mad: I am taxing his student loan if it ever arrives ;)

    Oh, and you know those annoying emails telling you that you can have 250 free business cards? I'm now getting them in French. Merde :rotfl:
  • This PADding thing you do seems very popular....must check it out......
    I do not make mistakes, I learn lessons.
    I work to live, not live to work.
    I love to live & live to love.
    Good enough is exactly that.
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Lurker1972 wrote: »
    This PADding thing you do seems very popular....must check it out......

    You really should - PAD is the dogs danglies :D
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    French business cards...classy.

    Like the time OH installed our printer in Dutch.

    PS. I gave up with Vistaprint, their free offers cost me a small fortune.
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Ooh, while I remember, Mr Fresian might have to do stuff at college involving making his website designs accessible to disabled/blind folk. Would Mr KJ be up for email consultation? (I'm obviously assuming that his computer reads his emails aloud for him, otherwise email consultation would be somewhat cruel....)
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Urgh, its not normal for a person to be up at this time. Unless they want to be. Which I don't.

    Someone at work let slip that the overtime may not be available after this week so I'm in for eight this morning and will be signing up for Saturday too. Grr...

    I now have to fit in my comping etc before work in a much shorter time period.

    Our for dinner tonight then the movies with Mr Fresian. My newly-planted Facebook farm might die :rotfl:
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Yeah for PADing!!
    Shame about the overtime drying up.
    Have a fun evening.
    2019 fashion on a ration 0/66 coupons
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