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Marching On
Comments
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oops.Light Bulb 03/2009 ___DFD 03/2011
Highest 3630.84___ Current 899.00___
MBNA Card 2130.84 899.00 ____Overdraft 1500.00 Paid :jNOW DEBT FREE :jNEW FINANCIAL GOALSCAR COSTS POT : £0.00/£550.00________ REGULAR COSTS POT : £0.00/£396.25£3K BEFORE 30 : £0.00/£3000.00_______£200 HOLIDAY FUNDS BY 2012 : £0.00/£200.000 -
so...at the moment I have £950.00 of debt left to shift. am hoping to hit the following targets over the next three months:
currently - £950
1st May - £700
1st June - £350
1st July - £0
afterwhich the plan is to save...
god these last few months are dragging. it seems to be getting harder! there always seems to be a reason to spend moneyNOW DEBT FREE :jNEW FINANCIAL GOALSCAR COSTS POT : £0.00/£550.00________ REGULAR COSTS POT : £0.00/£396.25£3K BEFORE 30 : £0.00/£3000.00_______£200 HOLIDAY FUNDS BY 2012 : £0.00/£200.000 -
Light Bulb 03/2009 ___DFD 07/2011
Highest 3630.84___ Current 800.00___
MBNA Card 2130.84 800.00 ____Overdraft 1500.00 Paid :jNOW DEBT FREE :jNEW FINANCIAL GOALSCAR COSTS POT : £0.00/£550.00________ REGULAR COSTS POT : £0.00/£396.25£3K BEFORE 30 : £0.00/£3000.00_______£200 HOLIDAY FUNDS BY 2012 : £0.00/£200.000 -
Light Bulb 03/2009 ___DFD 07/2011
Highest 3630.84___ Current 500.00___
MBNA Card 2130.84 500.00 ____Overdraft 1500.00 Paid :j
NOW DEBT FREE :jNEW FINANCIAL GOALSCAR COSTS POT : £0.00/£550.00________ REGULAR COSTS POT : £0.00/£396.25£3K BEFORE 30 : £0.00/£3000.00_______£200 HOLIDAY FUNDS BY 2012 : £0.00/£200.000 -
Debt Free!
So now onto my new challenges...don't want to get too lazy now the money's paid off...
1. Save £3,000 by 30. This gives me 14 months to complete, which works out to £215 per month to save.
2. Set up Car Money Pot. By start of October I want to have a savings account devoted to car related costs. Worked out I will need to put £50 in a month to keep all costs covered throughout the year.
3. Set up Daily Money Pot. By start of November I want to have a savings account devoted to haircuts / dentist / birthdays / Christmas / gas / electric / rent contract. Worked out I will need to put £100 in a month to keep all costs covered throughout the year.
4. Holiday Fund. By November aim to set up an account to which I pay in £50ish to cover holidays, travel and alike.
5. Get down to 120 pounds. I like it, its a nice even number! At the moment stand at about 132.
6. [STRIKE]Complete OU course. By October successfully complete a 60 point course.[/STRIKE]
7. [STRIKE]Enrol on October start OU course. Want to get another one under my belt, so need to sign up soon.[/STRIKE]
8. [STRIKE]Take a holiday. Easy one![/STRIKE] Booked!NOW DEBT FREE :jNEW FINANCIAL GOALSCAR COSTS POT : £0.00/£550.00________ REGULAR COSTS POT : £0.00/£396.25£3K BEFORE 30 : £0.00/£3000.00_______£200 HOLIDAY FUNDS BY 2012 : £0.00/£200.000
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