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The 15k Paper Hat - It could be YOU!!!!!

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Comments

  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Glad to hear you had a great time hun...

    I managed to get out of bed at a more respectable time today.....
    Actually have to leave the house today as well, have a cheque to pay in and a postal order to cash as well, all for baby fund
    Wealth is not measured by currency
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Hi CMD and welcome back!
    Glad you had a great time! Was the weather nice? Sooo jealous. I have to wait till March for my first holiday and that'll be only to a family do in Northern Ireland...Better than nothing I guess, esp if we go to Giant's Causeway.
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • tirlittan wrote: »
    Hi CMD and welcome back!
    Glad you had a great time! Was the weather nice? Sooo jealous. I have to wait till March for my first holiday and that'll be only to a family do in Northern Ireland...Better than nothing I guess, esp if we go to Giant's Causeway.

    Hi!

    Weather was gorgeous -sunshine every day. It was so nice to sit by the beach and sip a banana milkshake. We spent quite a bit on our credit cards but not including them in our debt as I hope to pay it off with AQA. We decided not to worry too much about the money but want to pay it off asap.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 25 November 2009 at 1:03PM
    hi cmd glad you had a good holiday. just looked at your sig. you are doing really well with your baby savings. and trust me you'll need them! plus your cc are really coming down now. well done

    tirl - shame about the garage guy offering you quite a low figure for your car. hope you sort it soon
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Yeah, sometimes it's nice to just relax and enjoy, as long as you don't over do it. But you're sensible and deserve some fun as well.

    Booked an appointment with webuyanycar, just to check how much they'll offer. But my friend finally got back to me and he's got good contacts in Hereforshire, so will probably SORN my car, take it up there (he's got a drive where it can be left safely) and either he get's one of his contacts to fix it for me or try to sell it for spares for bit more money. Fingers crossed. This would mean I'd have to go up there on Saturday, hopefully my other mate's around so I can see her at the same time. Hope things are looking up with the car.
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • savingholmes
    savingholmes Posts: 28,994 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Tirl good luck with the car

    CMD nice to see you back

    And that's all I've got time for lol!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    CMD - welcome back, glad you had a nice time hun :D
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • doodledo wrote: »
    CMD - welcome back, glad you had a nice time hun :D

    Thanks Doodles and SavingH!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Ok, the money from my balance transfer has come into my account where it will stay till mid December, and then I will transfer £4k into my Finnish bank account to pay off from my s.loan. Then I should have around £4k left on my student loan and the nearly £6k on CC. S. loan should be paid off end of next year. I might try to get a 0% transfer next year to get the virgin card down, but I have to carefully think about it cos I don't know if I could pay it off in time cos money will be tight wanting to get loan paid and minimum payments on CC...
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    sounds like a plan though Tirl' xx
    Wealth is not measured by currency
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