Crisis Loan

alwaysonthego_2

flowergirls wrote: »

At the moment ur mortgage is up to date. But i already have arrangements with my credit cards and catologue. What info do u need to help me

I just needed to know whether you had any priority debt.

Can you manage to keep up with your arrangements.

In the link I gave you before there are some budget sheets, you need to fill one out and see how much you have left over and then work it pro-rata amongst your debts. There is also a template letter that you can send them to make the offer. Send recorded delivery and keep copies. The CAB will encourage you to do it yourself if it is non-priority debts. The link I gave you is what I give to my clients.

flowergirls

ok thanks. I will have a look at it when children have gone to bed.

atomicsheep

alwaysonthego wrote: »

You will not get a crisis loan for food shopping and school uniforms if you have a income of £13000.

wrong wrong wrong. You could still get one quite easily

alwaysonthego_2

atomicsheep wrote: »

wrong wrong wrong. You could still get one quite easily

You cannot use a crisis loan for school uniforms.

As the op is not at immediate risk from harm it is unlikely she will get one!!!

Oldernotwiser

alwaysonthego wrote: »

You cannot use a crisis loan for school uniforms.

As the op is not immediate risk from harm it is unlikely she will not get one!!!

One "not" too many!

alwaysonthego_2

Oldernotwiser wrote: »

One "not" too many!

:rotfl::rotfl:Quick typing and my brain is not fully functioning this morning

Have edited it!

flowergirls

Hi i am not going to apply for one as i don t think we will get it. But i would like to know what they do give them for. As if u have no money for food then surely my children health is at risk? I know people who r on benefits that get them for silly thikngs like holiday etc. I am sure that isn t what they tell them it is for.

Zara33

flowergirls wrote: »

Hi i am not going to apply for one as i don t think we will get it. But i would like to know what they do give them for. As if u have no money for food then surely my children health is at risk? I know people who r on benefits that get them for silly thikngs like holiday etc. I am sure that isn t what they tell them it is for.

I cannot for one moment believe that you do not have a single penny for food. You say your husband earns £13,000 surely you get WTC and CTC and CB. There is no reason why your children do not have food.

alwaysonthego_2

You should be feeding your children over paying unpriority debts.

Oldernotwiser

Have you adjusted your spending as was suggested when you posted your SOA in January?