📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

£77,366.35 reasons to be debt free!

18182848687178

Comments

  • Spending_to_please
    Spending_to_please Posts: 1 Newbie
    edited 28 January 2010 at 12:20AM
    Hi all, I have been reading your posts, lots of them, I am wondering how you are doing it have you had the interest frozen, dmp, etc:-)

    I've just started the ball rolling with CCCS we have a joint £52k which according to them should take 6 years I'm bracing myself and the family for the angry phone calls.

    Stu
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    InaPickle wrote: »
    Yup, legs aren't too bad, but there's no way I would attempt anything above the knee. :eek: And those stupid wax strips wouldn't wax a dandelion: I need professional strength (lucky I can get it!) ;)

    Pickle, you have to get plenty of HEAT into the strips, then press on hard and give them a good rub on your leg (or other :eek:) Pull hard against the growth and OUCH!!! It's done! :rotfl: :money:
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ouch ouch ouch - and that is just reading... I am a wax virgin LOL
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    SH, I stopped shaving my legs years ago, as I always ended up with bits of tissue on my ankles to stem the blood loss!
    Now I would never go back to Bic. The pain (which isn't really) is most definitely worth it :)
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I use gillette fusion - with foamburst to cushion the effect....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • chops22
    chops22 Posts: 650 Forumite
    I invested in an epilator..............the noise sounds more painful than it actually is. Sounds like a strimmer!!
    LBM Total: £33356 15/11/09 :eek: £6085.63 paid
    Pay off 10% by March 2010 (3336) yes!!!:j
    Pay 19k by Dec 2010 19000/5732.39 30.12%
    DFW Long haulers #198.
    23/40lbs
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    edited 29 January 2010 at 11:14AM
    I am so overly excited and drunk! Went out after work and drank despite my promise not to. Arrived home to 1000's of emails (ok about 50!!) and my sales on ebay have topped £205.48 :j:j:j:j so over a 100% return on what I paid for the items :j:j Amaziing - I am so so excited!

    Also, finding it hilarious the waxing comments - glad we all have the same issues. I did do my "privates" :o and they look quite nice :rotfl::rotfl::rotfl::rotfl:OH takes extra pride in assisting :rotfl::rotfl:

    oooh alcohol - champagne, vodka and all free :D:D
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    well done on the ebay sales - look forward to reading of your OH helping too with that
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    macgirl wrote: »
    Pickle, you have to get plenty of HEAT into the strips, then press on hard and give them a good rub on your leg (or other :eek:) Pull hard against the growth and OUCH!!! It's done! :rotfl: :money:

    Think I'll stick with the pot of professional wax and the strips you use with that, thanks. Nothing else seems to work (I've tried quite a few methods!)

    P.S. Well done on the Ebay sales IMD! :D
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • Hmmm, slightly drunken posts in which I revealed my waxing extent :rotfl:

    Feeling fairly good this morning, parcelled a few things up for Ebay this morning for OH to send off. Have just over £110 profit :j We need an additional £200 to pay for various things this month so I am halfway there without touching any of the debt - fantastico!

    Off to have a productive day - have a good day everyone
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.