lift open market shared equity scheme

weesie81

i cannot see why not as you clearly need a bedroom each for your children and one for yourselves,then you can go 1 bigger than is actually needed.
what does your passport letter say how many apartments have you been approved for? the house you are describing sounds like a 5 apt to me (assuming the rooms sizes meet the 6m squared rule) so check your passport letter.
to be honest its your luck who you get when you phone, we had terrible experience with one girl who gave us confusing advice and eventually we were dealing with a man named simon who was very helpful.

rhodod

Our letter says 3 bedrooms, which is a 4 apartment which is fair enough,

The house we were looking at has a max ceiling of 100k and since its offers over 125k i don't think we can take it.

So we are looking in other areas.

So once we find a property we like and the Grampian housing approve the Home report etc, i make an offer, if it gets accepted we get the mortgage sorted out and all done?

weesie81

hiya how are you getting on now, have you found anything you like yet?

have not been on for a while we have loads of sorting out to do here including a small planning permission issue with the patio doors on the property we are buying :rolleyes:

rhodod

we have had an offer acepted for a house,

but its quite slow because the sellers are also going through a seperation so
have to go back and forth to each of their solicitors.

Entry date is 26th of Feb so fingers crossed.

When you moving in?

weesie81

wow that was quick! :T bet you can't wait!

providing we sort out the patio door issue with our seller getting a letter of comfort we should have the keys on 5th feb

triggerhappy_2

Congratulations both. Last I heard from them is that I'm on the waiting list if the government do the scheme in 2010. Sitting on tenterhooks waiting for news!

Keep your fingers crossed for me

rhodod

Fingers crossed.

will keep you guys updated

babymango123

hi

iam in the process of buying my house get the keys on the 5th feb

are halifax still wanting a 5% deposit as there is sum confussion about it

thanks

rhodod

My bank is Bank of scotland / Halifax and i didnt have to pay a deposit.

hope this helps

babymango123

thanks for your reply how long ago did you get you mortgage? people are telling me all sorts of stuff no1 seems to be able to give ma a staight answer,my mortgage advisor says i need to pay a deposit but the bank said that they've only heard of the 5% deposit if its new build shared equity