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The ultimate incentive proposed! Buying a house, a wedding, and staying debt free.
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Have finally read it. Some people are living in a dream world grrr!0
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I've just had lunch - soup and ryvitas! Just the prospect of a chart has motivated me!
That thread is madness! £1400 a month for doing nothing, alright for some! :rolleyes:
I've only done one thing off my to do list so I'd best get a move on...Total Debt (Dec 2015) £11,500 : Currently £7,675Lose 21lb : 0/21
House Deposit Savings : £8,600/£25,0000 -
I've just read through all of that thread and it's hard to make my mind up. On one hand she gets more than I do, with my degree and experience, and I'm not even in a badly paid job really ... so it's hard to sympathise that she'd have to take a 'pay' cut if she were to get a job, which she apparently wants to do - central London or not. It's also hard to sympathise with her getting bored because she can only go shopping and clubbing on a weekend. But what Lynzpower says about her mother having basically locked her into a cycle of benefits makes a lot of sense too.
The fact is though that this should never be the case - people should be able to live frugally on benefits, but wages should also be proportionally higher enough to give them an incentive to work. I'm quite depressed sitting at my little computer tapping away now!Weightloss: 14.5/65lb0 -
Afternoon all!
I just read the thread too. I feel sorry for her because it seems like her Mum has encouraged her to stay on benefits and is putting pressure on her to do so. She is liiving in cloud cuckoo land if she thinks she will get 28K but at least she wants a job.
And while her qualifications are hardly desirable, there are a lot more things to life than having lots of letters after your name, as long as you are prepared to work your way up the ladder and not start on good money (by the way I do have a degree!).Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
I don't think there should be housing benefit. Just give a set amount per head per week of say £65 a week and this has to cover all food and bills etc, but housing for the unemployed is not paid for by the unemloyed but basically is a benefit. However the concept of council housing in chelsea is stupid, sorry, but the council should sell the land, make abolutely millions, provide better, newer and a lot more houses in another area, instead of having long waiting lists for a house and high rents in posh areas. Cap housing benefit at £100 for a single person or £150 for a couple per week. Single people live in rented rooms or house shares, couples live in a small flat or bedsit. You don't have a job you have no 'right' to a spacious house with garden.Debt January 1st 2018 £96,999.81Met NIM 23/06/2008
Debt September 20th 2022 £2991.68- 96.92% paid off0 -
Nah I agree CMD I don't think degrees are nessisary, however apparently the most subscribed courses at college now are 'travel' and 'beauty'... both of which I think are more learn on the job type careers.... but if you want to walk into a 28ksalary you've got a much better chance with a degree than without one.Debt January 1st 2018 £96,999.81Met NIM 23/06/2008
Debt September 20th 2022 £2991.68- 96.92% paid off0 -
clearmydebts wrote: »And while her qualifications are hardly desirable, there are a lot more things to life than having lots of letters after your name, as long as you are prepared to work your way up the ladder and not start on good money (by the way I do have a degree!).
Exactly, key words highlighted there. She seems to think she is entitled to a big well paid job straight away - wouldnt we all like that!!
I agree with you about her mother, unfortunatly it seems that she has grown up to think it is acceptable to sit around doing nothing while you get hundreds of pounds of benefits.
I have letters after my name but that doesnt entitle me to some big job, in fact with the current economic climate i have had to swallow my pride and take a job in retail that pays just over the minimum wage - like a lot of my friends i went to university with are having to do.
In fact i have alot more respect for people that work on minimum wage than those who think they are too good for it, but not too good to claim all the benefits they can. Dont get me wrong i have no problem with people claiming what they are entitled to, but £1400 a month is rediculous.
Ok rant over :rotfl::rotfl:Biggest Loser Weight Loss: 13 / 20 lb0 -
Nah I agree CMD I don't think degrees are nessisary, however apparently the most subscribed courses at college now are 'travel' and 'beauty'... both of which I think are more learn on the job type careers.... but if you want to walk into a 28ksalary you've got a much better chance with a degree than without one.
I definitely agree that to get a 28k salary you stand more chance with a degreeTotal (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
I have a girl on my Facebook that I went to school with who is now divorced and pregnant with her 4th child at the age of 23. She lives in a 4 bed council house and all I get all day with her Facebook statuses is 'i have bought the kids this , this and this', 'can't wait to go on holiday' and 'we have paid the deposit for the wedding'. Drives me absolutely mad when there are people like us scrimping and saving and she has never worked. Sorry rant over as well haha...0
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Exactly, key words highlighted there. She seems to think she is entitled to a big well paid job straight away - wouldnt we all like that!!
I agree with you about her mother, unfortunatly it seems that she has grown up to think it is acceptable to sit around doing nothing while you get hundreds of pounds of benefits.
I have letters after my name but that doesnt entitle me to some big job, in fact with the current economic climate i have had to swallow my pride and take a job in retail that pays just over the minimum wage - like a lot of my friends i went to university with are having to do.
In fact i have alot more respect for people that work on minimum wage than those who think they are too good for it, but not too good to claim all the benefits they can. Dont get me wrong i have no problem with people claiming what they are entitled to, but £1400 a month is rediculous.
Ok rant over :rotfl::rotfl:
Totally agree with you Flower. I have a friend who claims quite a bit in benefits due to depression. He was depressed but in my opinion, has not been depressed for about 10 months.
He turns his nose up at said retail jobs, which would pay more than what he claims from benefits but in reality he has no qualifications, so he should be expecting to work his way up.
I have to say he maddens me because he has a baby on the way and his poor wife is not on a fantastic wage, and is already worried about how they will cope when the baby is born :mad:
No woman should have that stress when they are pregnant
I'm glad my OH is such a responsible, mature fella.Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340
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