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A Payment A Day Part 5

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  • It seems to have evened itself out which is fab, great total...well done everyone! :j

    Paul - Well done, hope the big pad makes you feel good!

    I do prefer making the larger PADs. My mortgage went out today as well but I don't include that in the PADs.
    I'm hovering just above overdraft level but hoping that the monery I earn this week will cover the other stuff going out until the 10th. It looks like I will have to delay paying off the holiday spend CC though as another couple of cheques I want haven't yet materialised. Not to worry. I'm happy with the overall trend in reducing my debts even though my holiday has slowed that down a lot.
    I suppose I better go and do some work. A bit knackered this morning though.
  • Morning All!

    Just about had a heart atytack when I opened a letter from MBNA this morning...it said my interest rate will be going up to 30.9% grr!! I read on though and it also said that promotional rates won't be affected...thank the good lord!!

    Anyway my pad for today is £11.00 please Jo!

    Hope you all have a fab day! x

    Bet that was a relief.
    I know that feeling well from service charge bills for my flat. They have this terrible habit of putting the price for the whole contract at the top (multiple blocks of flats), then giving the price for the block in which I live and then, right at the bottom, the cost for my individual property. I nearly had kittens the first time this happened but now I know how they lay it out it's a lot easier.
  • :hello: Hey everyone!

    Quick post from me before I head out for the day...

    5 GBP to Virgin on the Ridiculous for me today please Jo! :D

    FAB totals for August! It must be all that sunshine we had that made us all PAD some more :rotfl: Thanks again mac! :A

    I hear you angelic, they are complete noobs when it comes to interest rates. I'd just give them a call to check you're not affected as I wouldn't trust them as far as I could throw them! Wish they'd hammer down my 34.9%!

    Have a great people and catch up later!
    xx
    :j (2013) :j
    * Virgin Atlantic [STRIKE]£2,837.01[/STRIKE] £2,835* B'card [STRIKE]£851.51[/STRIKE] £850 * Egg [strike]£5,608.83[/strike] £5,608.83 * Mint [STRIKE]£816.13[/STRIKE] £770 *
  • Hi!

    £253.79 To Personal Loan today (getting there - SLLLLLLOOOOOOOWWWWWWWWWLLLLLLLLLYYYYYYYYY) :confused:
    O/S Debt: PL £[STRIKE]15207.34[/STRIKE] £9884.55; HSBC £4060.99; Tesco£1430.15; M&S £5990.17; Virgin [STRIKE]£5158.69[/STRIKE] £4210.14; Egg £4619.00; O/S = ££30,292.42 AIM - To Be Debt Free 56 months
  • Morning All,

    What a superb total for August! Many thanks mac for the totals.

    PaD for me today Jo is £8.74

    Here's to another excellent month :beer:
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all:hello:
    Sorry haven't been around since Friday; have just caught up in the thread now. We went down to Wembley & what a bad result for us :mad::mad::mad: boo hoo Oh well onwards & upwards, tried not to spend too much in London but it's blinkin difficult :rotfl:

    Anyhow, back to PADDing, will put some totals in for today to help towards Jo's month....sold some stuff on ebay as well & that is going towards bank account, so will PAD when it hits......so far we have

    - £4 in £2 coins to VW campervan moneybox

    - £50 to overdraft

    - £112.06 to M&S CC

    PAD so far is £166.06 - thanks Jo!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • ehallett
    ehallett Posts: 1,960 Forumite
    Wow :eek: - what a fantastic total for August. Well done everyone :T:T

    My PAD for today is another £5 to Barclaycard.

    Emily x
  • jo41
    jo41 Posts: 1,172 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Afternoon folks,
    hope everyone is doing ok. Big thanks mac:A for the totalling for August I think it's going to be hard to beat that fantastic total so I guess I'm going to have to get tough with you all.;) I see some very big payments coming in for today already though....:D so far so good!
    I will be making my PAD a bit later once I've done some juggling in the accounts. Good to see you back Terri hope things are improving for you.
    Have a great day everyone!
    Jo x
  • Hi all,

    PAD for me today is just £4.00. Have got a few things to ebay so will hopefully be able to PAD a little more over the next week.
    :beer:
  • PigginSkint
    PigginSkint Posts: 2,706 Forumite
    Part of the Furniture Combo Breaker
    Hi All

    Today's PAD is £5.01 to Evil Egg.

    My spreadsheets aren't to hand at the moment so I will update my sig later.
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
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