A Payment A Day Part 5

Flower08

£2.50 for me today please

MinniMe_2

Morning everyone,

sorry I have been absent, was away with work and didn't have much money anyway BUT today is PAY DAY!!!!!

SO
£77.49 to halucarp CC
£250 to saving to pay back family
£31 to tesco CC

Total £358.49!!

Also have 3 reports to put in today for mystery shops which should net around £25 so once I get that it will go straight to CC.

Hope everyone has a great day - I'm glad to eb back!

clearing_out_my_pockets

Hello all.

Just starting to see our (my) wedding savings start to disappear as we start putting down deposits BUT glad it's coming out of an account rather than going on credit... How my mindset has changed since signing up on here! Just need to work on OH now!

Anyway, back to the subject of the thread... £5 for me today.

mumofthreemonkies83

Hi guys


Thanks to the facebook peeps whove left messages wishing my son a happy birthday this morning. Ive just posted a few pics but bless him hes not feeling too good and hes now crashed on the sofa

Can you put me down for £50 to MIL please purple, we had to borrow again to buy a dining table but should be paid off very soon and best of all no interest

Catch you all later everyone, almost Poets day :j

Mumof4 xx

sashanut

:TMorning all:j

Am waiting to see if we need to dash over to Manc - yet again - to take stuff for DD, but if not will get back on track, starting the big clearout!

But in the meatime, PADs today are £50 to lloyds o/d & £500 to friend making a total of £550 please purple...


AND DH's EGG is now 0.55p in CREDIT.....in Feb 09 it was £7340.. I suppose they might add a bit of interest so i can't yet claim it gone.....but :T:T:T Yay...

Looking at the snowball calc we have paid off more than £25000 since Feb - & that doesn't include money owed to friends, bank o/d etc. Still a long way to go yet, but I might find time to work it all out, to spur me on to push that bit harder:eek:

PandaPaws_3

Wow thats amazing sashanut, well done!
£6.72 for me today please.

PandaPaws_3

I'm so confused

I've been making PADs to my MBNA account, and my balance has only gone down, yet my minimum payment and the interest actually INCREASED this month (by about £15-20). Has anyone else experienced this? Am I being penalised for making extra payments?

Suspect this is a question for a different board, but just wondered whether other PADders had had the same problem??

sashanut

PandaPaws wrote: »

I'm so confused

I've been making PADs to my MBNA account, and my balance has only gone down, yet my minimum payment and the interest actually INCREASED this month (by about £15-20). Has anyone else experienced this? Am I being penalised for making extra payments?

Suspect this is a question for a different board, but just wondered whether other PADders had had the same problem??

I haven't but I suspect the lovely folks at MBNA have increased your interest rate - as they have been doing for loads of people, including me. Have you checked the rate - if it's not that then I can't see them hiking the min pmts/interest without telling you, just for paying them back quicker:eek:

PandaPaws_3

Hi sashanut, I checked the interest rate, it is still the same - 2.59% - its only a small increase, but when you're paying off small amounts, it kind of feels like a waste of time when the interest is £15 more than expected. One step forward, two steps back :rolleyes:

PigginSkint

Hi All

Today's PAD is £10.31 to Evil Egg