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A Payment A Day Part 5

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  • Hi all
    £37.20 for me today - another 1% paid off. I'm not sure who it was who broke their debt down this way - there was someone who had a little chart and coloured in a box everytime they achieved one of their chunks - its a great way of concentrating the mind. Each 1% is roughly £40 so every time I'm tempted to spend a tenner or whatever I keep thinking that's a quarter of the 1% - my mind is constantly occupied doing complicated percentages and fractions!!
    LD 12.25 £1600.00/£0700.00             Fn £274.00  LTFn £525  LLTFn £300     
    Renewal 25 £500.00/£500.00            InsH 12.25 £600/£600.00   InsP 03.26 £150/£150.00
    NPt 12.25 £150.00/£051.50               Ins/TC 02.26 £550/£470.00
    YX25 £1500/£0750                             FD £3600/£0600
    PX25 £1500/£0625                             P6m £1200/£0800  PEa £100/£060          
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Morning all! :D

    Back from our trip to Wales, seemed to have spent a fair bit but haven't had chance yet to total up :eek:

    Just wanted to wish everyone well for the week & declare at least the min pmt to Evil Egg of £134.57
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • mswan
    mswan Posts: 433 Forumite
    Part of the Furniture Combo Breaker
    Hi All, I've been a bit rubbish for a couple of day's really need to focus.
  • Flower08
    Flower08 Posts: 4,771 Forumite
    £3.84 to HSBC CC today.

    Having a bad day so far!! HSBC have cancelled both mine and OHs current account cards without any explanation, have to wait 10 working days for new ones to arrive!! :mad:
    Biggest Loser Weight Loss: 13 / 20 lb
  • A successful rancher died and left everything to his devoted wife. S he was a very good-looking woman and determined to keep the ranch, but knew very little about ranching, so she decided to place an ad in the newspaper for a ranch hand. Two cowboys applied for the job. One was gay and the other a
    drunk.

    She thought long and hard about it, and when no one else applied she decided to hire the gay guy, figuring it would be safer to have him around the house than the drunk. He proved to be a hard worker who put in long hours every day and knew a lot about ranching. For weeks, the two of them worked, and the ranch was doing very well. Then
    one day, the rancher's widow said to the hired hand, 'You have done a really good job, and the ranch looks great. You should go into town and kick up your heels.' The hired hand readily agreed and went into town one Saturday night. One o'clock came, however, and he didn't return. Two o'clock and no hired hand.

    Finally he returned around two-thirty, and upon entering the room, he found the rancher's w idow sitting by the fireplace with a glass of wine, waiting for him. She quietly called him over to her.

    'Unbutton my blouse and take it off,' she said.
    Trembling, he did as she directed. 'Now take off my boots.' He did as she asked, ever so slowly. Now take off my socks.' He removed each gently and placed them neatly by her boots. 'Now take off my skirt.' He slowly unbuttoned it, constantly watching her eyes in the fire light. 'Now take off my bra.' Again, with trembling hands, he did as he was told and dropped it to the floor.

    Then she looked at him and said, 'If you ever wear my clothes into town again, you're fired.'
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • Hi all

    Good luck Danko on your first day at uni.

    Pad today is £5 to cap1 cc, 40p to sealed tin and 5p to copper jar

    £5.45
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • newmum1
    newmum1 Posts: 1,341 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    edited 7 September 2009 at 1:53PM
    boysma wrote: »
    Welcome back - did you have a good holiday?(silly question really:o)

    Hi ya it was lets say errrm interesting, dont get me wrong it was really hot and all, but i dont think i will ever venture on my summer hols with 15 family members again it was quite an experience......:rotfl::rotfl:
  • euronorris
    euronorris Posts: 12,247 Forumite
    Part of the Furniture 10,000 Posts Name Dropper PPI Party Pooper
    Hi All!

    I'm very lucky today. :)

    My Mum emailed me to say that she and my Dad have been thinking and they only want one more payment of 50 quid from me towards the debt I owe them and then we're even! It's a 'gift' to me to allow me to concentrate on paying back debt that has interest applied to it.

    This wipes 600 quid of my debt!

    I don't feel quite right accepting so I offered to simply put the debt 'on hold' and then pay back later, but they said they have already made their mind up about it.

    It's soo nice of them, I could cry!

    So, I'm off to update my signature! :)

    Have a Happy Monday all!
    February wins: Theatre tickets
  • Greenbynature - hilarious!! :T

    My minute payment today is a whopping 70p :o

    Hope everyone else is doing just as good :D
    28.08.2009 Total Debt:
    = £21,518.59
    PaD total reduced: £209.66
  • newmum1
    newmum1 Posts: 1,341 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Oh nearly forgot
    £32.32 to CC :)
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