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Companies in Default/FSCS Claims - Picture, London Scottish, Twopart
Comments
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marshallka wrote: »Arrrrr , just read back, it is ONLY the interest on the part of the PPI repayment they pay back so you would need to breakdown the PPI part of the repayment between interest and capital. Going to do it now chickpee
Marshallka you were more or less correct on mine, with the info I gave you, don't think you have been any closer:Adialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee0 -
You are correct busbyh, with the FSCS you get the interest back that you paid on the PPI repayments and not the capital as they are redressing ALL the capital anyway.;)Chickpee, as far as I am aware , as it is a single premium the Insurance has just been added to the loan. We would only be refunded on the interest we have been charged on the PPi amount. We are not entitled to any of premiums back as we have been give the whole of the PPI amount back anyway
Feel free to correct me if I am wrong guys.;)0 -
marshallka wrote: »chickpee its here
PPI 8732.50
Interest on PPI to date being 39.95 x 54 months = 2157.34
Less NCB 3409.16
Interest from date of Picture being declared in default 115.35
Total redress £7596.03
YOUR redress would amount to a little more than this as your interest rate went up so it looks OK TBH...
Marshallka we rcd a cheque for £9500 , did chickpee have NCB deducted This amount seems far to low to me, as our PPI was the same and yet she made 54 payments,, we only made 29 unless it is the NCB
edit
sorry just noticed the ncb.dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee0 -
I do think its a shame that chickpee had her NCB taken off though as some that are due it later are able to have it as well. DId anyone get anywhere with that complaint???0
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Not told Chatwins about the complaint yet, but I have made it quite clear on the phone to them that i am not happy.:mad:
Id did state on the link Marshallka gave you, that they may sort it before it goes any further, I woulld tell them exactly what is what, before they deduct it from your chequedialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee0 -
marshallka wrote: »I do think its a shame that chickpee had her NCB taken off though as some that are due it later are able to have it as well. DId anyone get anywhere with that complaint???
I know. Don't think barloo or funky(i think it was funky) have heard anything yet.
It is very unfairdialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee0 -
Barloo got a letter saying they were looking into it , which was better than the first letter he got which was a fob off, so I hope they are investigating further.DS1 12/10/04
DS2 13/07/06
DD1 06/12/070 -
just been told the cheque was issued on friday and it was on a timescale so the latest it could have been sent out was monday gone and hopefully it should arrive tomorrow
CAN YOU BELIEVE THEM, HAVE YOU GOING THROUGH ALL THAT WORRY AND STRESS:mad::mad:dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee0 -
I've tried, just keep saying "our fees have always been 30%". Do not seem to see that they have failed as they never actually sent me a copy of said fees. Guy from legal helpling said no bill should ever come as a surprise.:rolleyes:Id did state on the link Marshallka gave you, that they may sort it before it goes any further, I woulld tell them exactly what is what, before they deduct it from your cheque0 -
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Sorry having probs with the site...Id did state on the link Marshallka gave you, that they may sort it before it goes any further, I woulld tell them exactly what is what, before they deduct it from your cheque
Yes I would first go to Chatwins like their complaints procedure says. It all depends on if they want someone investigating further:rolleyes::D0
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