Companies in Default/FSCS Claims - Picture, London Scottish, Twopart

gumbi

To all those still wandering.......yes I'm a bloke, although right now I'd happily admit to being a Las Vegas Showgirl if if meant that I'd get a cheque in the post!!!!

pinknico

Hello all this was posted on CAG and could explain why Honey2 could still go for redundancy? what do you think?
hi,i wasnt expecting to recieve anything,,your policy is in force,,you are only claiming against picture for selling you the policy,,remember picture no longer exists,,they trade under a new name,,everything with your policy stays the same,,as im now actually claiming on mine now,for the first time..its the fscs that pay you out ,not the insurance company,,,your claim is against picture,,they give you the money back as if you had not bought the policy,,it is up to you if you pay back the policy money ,then cancel it altogether..i put my claim in around the start of 08..

pinknico

gumbi wrote: »

To all those still wandering.......yes I'm a bloke, although right now I'd happily admit to being a Las Vegas Showgirl if if meant that I'd get a cheque in the post!!!!

Now that made me laugh out loud:rotfl:

dialysis

honey2 wrote: »

Morning All

Fingers X.

Di I have wondered for weeks what was meant by puter - my sleepy head this morning it just dawned on me computer!!!! lol xxx:rotfl:

Honey 2 x

Morning honey puter:rotfl::rotfl::rotfl:i was the same it took a while for me to realise too all this shorthand I have had to look most of them up on google:rotfl::rotfl:hope you hear this morning hun I will be holding your hand:A

dialysis

gumbi wrote: »

To all those still wandering.......yes I'm a bloke, although right now I'd happily admit to being a Las Vegas Showgirl if if meant that I'd get a cheque in the post!!!!

Morning Mr Gumbi OMG now that would be worth postie a piccy on here:rotfl::rotfl::rotfl:

dialysis

pinknico wrote: »

Hello all this was posted on CAG and could explain why Honey2 could still go for redundancy? what do you think?
hi,i wasnt expecting to recieve anything,,your policy is in force,,you are only claiming against picture for selling you the policy,,remember picture no longer exists,,they trade under a new name,,everything with your policy stays the same,,as im now actually claiming on mine now,for the first time..its the fscs that pay you out ,not the insurance company,,,your claim is against picture,,they give you the money back as if you had not bought the policy,,it is up to you if you pay back the policy money ,then cancel it altogether..i put my claim in around the start of 08..

From reading that Pinknico I would say you can still claim on the policy if its still in force:T

marshallka

dialysis wrote: »

From reading that Pinknico I would say you can still claim on the policy if its still in force:T

And the thing whereby you get so much back if you do not make a claim - what about that one?

dialysis

marshallka wrote: »

And the thing whereby you get so much back if you do not make a claim - what about that one?

I would think that will go on the same lines but who pays that Picture or the insurance co. If it is Picture then no but the insurance company then yes. If you have arrears then no you lose the no claims bonus. Thats me out:eek:

honey2_2

:beer::beer::beer::beer::beer::beer::beer:
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:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:
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Honey 2 xx

I got a phone call my cheque was posted yesterday he watched it getting franked and picked up 1st class post.

He also told me how much the cheque was for and what the break down is slthough it is all in the letter. He said congatulations if you don't get it this morning it will be tomorrow but bear in mind there are a few postal strikes still on.

Once I am calm will post details - Marshalka you are just about right with what you thought the calculations would be - Clever you! Thank you.

Honey 2x

pinknico

I was thinking that Marshallka, it is not clesr on my policy if it is 3 months arrears or 3 months in arrears, so I think I will check before I cancel my policy.
But if I am entitled to it thats up to another £9000 over the next 3 years I could get back and pay off the loan.

I would expect though the early payment penalty if anyone pays off a lump sum unless they see it as paying off the ppi.

My policy also says the insurer pays back the rebate after 3,4 and 5 years.