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Companies in Default/FSCS Claims - Picture, London Scottish, Twopart

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Comments

  • dialysis
    dialysis Posts: 1,778 Forumite
    gumbi wrote: »
    I've not heard a thing....I'm going to assume that no news is good news and that the only reason they would need to contact me is if they needed some information from me.

    I would imagine that there is a warning sign on my file that says I go bleating to MP's and Cheif Execs if I don't get my own way and that I should be avoided...:D

    I'm lucky...whilst I'm struggling I'm not facing reposession like some so I don't want to jump in front of the likes of Dialysis. I will play a waiting game and see what happens.
    Hi Gumbi thank you for thinking of me, Ive dont the complaining to my MP too and have just recently emailed him again so we will see they probalby look at mine too and think not her again!!! The problem is that I have found that Deloitte will not answer my telephone messages and when I ring the FSCS I get the grump at the other end and no info. I just wish theyd hurry up we are getting desperate. :mad:
  • dialysis
    dialysis Posts: 1,778 Forumite
    busbyh wrote: »
    Will try to get something together and send it to them
    Thanks for advice

    Thanks for the advice Marshallka, you are right about financial loss and the interest due. Busbyh we have to sort something out so we all complain to the FSA about financial loss, etc. any ideas anyone?
  • Lian1969
    Lian1969 Posts: 72 Forumite
    Hi all,
    I called the FSCS, TODAY, got a really nice man (for a change).
    They told me that they have not made a desion on how they will pay out.
    He said that we would defo get all the payments back that we have paid in, then he said they could talk to the Loan provider to restructure the loan, or pay the whole lot back to us.

    I think this is a waiting game im afraid. He said that this is all new to them with PPI claims.
    Sorry that it has taken long to let you know about my call.

    Lian xx
  • dialysis
    dialysis Posts: 1,778 Forumite
    Lian1969 wrote: »
    Hi all,
    I called the FSCS, TODAY, got a really nice man (for a change).
    They told me that they have not made a desion on how they will pay out.
    He said that we would defo get all the payments back that we have paid in, then he said they could talk to the Loan provider to restructure the loan, or pay the whole lot back to us.

    I think this is a waiting game im afraid. He said that this is all new to them with PPI claims.
    Sorry that it has taken long to let you know about my call.

    Lian xx
    cheers lian for the info glad you got the nice man ;)
  • marshallka
    marshallka Posts: 14,585 Forumite
    Lian1969 wrote: »
    Hi all,
    I called the FSCS, TODAY, got a really nice man (for a change).
    They told me that they have not made a desion on how they will pay out.
    He said that we would defo get all the payments back that we have paid in, then he said they could talk to the Loan provider to restructure the loan, or pay the whole lot back to us.

    I think this is a waiting game im afraid. He said that this is all new to them with PPI claims.
    Sorry that it has taken long to let you know about my call.

    Lian xx
    Does that mean the WHOLE amount of the PPI charged and even what you have not actually paid out yet?? That would be fab for you all.:T

    That would teach Picture if you all paid them token amounts then and made them wait...:rotfl:
  • dialysis
    dialysis Posts: 1,778 Forumite
    marshallka wrote: »
    Does that mean the WHOLE amount of the PPI charged and even what you have not actually paid out yet?? That would be fab for you all.:T

    That would teach Picture if you all paid them token amounts then and made them wait...:rotfl:
    I cant see how they can talk to the loan provider to restructure the laons for over 1000 claiments that would take months. Surely it would be easier to pay us the whole premium back, which they have on all our paperwork, and like you say Marshallka they can go shoot for the money I will make them wait 18 months like they have me and offer £1 per week :rolleyes:
  • beaniebabe
    beaniebabe Posts: 449 Forumite
    Lian1969 wrote: »
    Hi all,
    I called the FSCS, TODAY, got a really nice man (for a change).
    They told me that they have not made a desion on how they will pay out.
    He said that we would defo get all the payments back that we have paid in, then he said they could talk to the Loan provider to restructure the loan, or pay the whole lot back to us.

    I think this is a waiting game im afraid. He said that this is all new to them with PPI claims.
    Sorry that it has taken long to let you know about my call.

    Lian xx

    Thanks Lian You have done an excellent job there. :A Was the man basically saying that it could go either way (We could get what we have paid to date and they could restructure our loan, or we could get the full premium back!)
  • beaniebabe
    beaniebabe Posts: 449 Forumite
    dialysis wrote: »
    I cant see how they can talk to the loan provider to restructure the laons for over 1000 claiments that would take months. Surely it would be easier to pay us the whole premium back, which they have on all our paperwork, and like you say Marshallka they can go shoot for the money I will make them wait 18 months like they have me and offer £1 per week :rolleyes:

    Me too dialysis. I agree with you I can not see the FSCS restructuring 1000 loans. However this may be the reason they outsourced to Deloittes.:rolleyes:
  • dialysis
    dialysis Posts: 1,778 Forumite
    beaniebabe wrote: »
    Me too dialysis. I agree with you I can not see the FSCS restructuring 1000 loans. However this may be the reason they outsourced to Deloittes.:rolleyes:
    Hope they give us it all back beaniebabe but your right it might be why it has gone to deloitte:mad:
  • beaniebabe
    beaniebabe Posts: 449 Forumite
    I hope they give it us all back but am not bothered either way. The thing that bothers me is if we do get it all back and dont pay it off the loan then we will in the long term acumilate more interest!!! An d I like others will be tempted to spend!!!!
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