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Companies in Default/FSCS Claims - Picture, London Scottish, Twopart

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Comments

  • di3004
    di3004 Posts: 42,579 Forumite
    dialysis wrote: »
    Thanks Di:A:A


    Your welcome Di.:A

    You all have geniune and great reasons, all will be okay.;):A
    The one and only "Dizzy Di" :D
  • dialysis
    dialysis Posts: 1,778 Forumite
    Whers beaniebabe tonight? Maybe on the caribbean cruise with her cheque lol:rotfl::rotfl:
  • busbyh
    busbyh Posts: 2,342 Forumite
    di3004 wrote: »
    Do not worry, you and everyone on here will do fine.;):T:T

    I know di, but you know what they say

    "it's not over, till the fat lady sings"

    wish she would hurry up and start bloody singing!!!!!! You'll here the shreiks from me when she does:eek::eek::eek::eek::eek::eek:
    dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee
  • busbyh
    busbyh Posts: 2,342 Forumite
    dialysis wrote: »
    Whers beaniebabe tonight? Maybe on the caribbean cruise with her cheque lol:rotfl::rotfl:

    Wouldn't that be lovely:D
    dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee
  • dialysis
    dialysis Posts: 1,778 Forumite
    busbyh wrote: »
    I know di, but you know what they say

    "it's not over, till the fat lady sings"

    wish she would hurry up and start bloody singing!!!!!! You'll here the shreiks from me when she does:eek::eek::eek::eek::eek::eek:
    Or dont count your chickens until their hatched, well mine are bloody clucking, are we getting silly now:rotfl::rotfl::rotfl:
  • dialysis
    dialysis Posts: 1,778 Forumite
    busbyh wrote: »
    Wouldn't that be lovely:D
    It would be lovely but I wish I was with her:D:D
  • busbyh
    busbyh Posts: 2,342 Forumite
    dialysis wrote: »
    Or dont count your chickens until their hatched, well mine are bloody clucking, are we getting silly now:rotfl::rotfl::rotfl:

    It's the hysteria kicking in again di:D
    dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee
  • busbyh
    busbyh Posts: 2,342 Forumite
    edited 25 September 2009 at 9:43PM
    Hi honey2
    Just been speaking to my son in law regarding telephone conversation for the loan.







    He says
    • They did not mention policy was for 5 years.
    • never asked about pre existing medical conditions
    • never mentioned the PPI would be added to laon
    • Really pushed to take out PPI
    • Never advised could be bought seperately
    • never asked if they already had Insurance in place(which they did have some)also they were paid from work for sickness
    • never stated only first named was covered for sickness etc.
    Also I have just checked the documents he received BEFORE signing for the loan.
    1. loan agreement forms x 2
    2. orange booket called - PICTURE IT - LIVE IT
    3. blue- ESSENTIAL GUIDE - EVERYTHING YOU NEED TO PUT YOURSELF IN THE PICTURE
    4. another blue booklet - ALL YOU NEED TO KNOW ABOUT PAYMENT PROTECTON INSURANCE.
    Not sure if this is of any help. But in no 4 bookelet it only states the amount of the PPI - nowhere on this does it state what you could be paying over the term.

    It states on this, WE HAVE RECOMMENDED YOU PURCHASE THE PAYMENT PROTECTION INSURANCE it goes on to say this is a UNIQUE POLICY.!!!! How true that is - never seen another like it:mad::mad::mad: WOULD THIS BE CLASSED AS AN ADVISED LOAN!

    Hope this is of some help


    WHEN DID YOUR FRIEND TAKE OUT THE LOAN- OURS WAS MARCH 06 - ONLY I DO KNOW THERE WAS A REVISED BOOKLET WHICH DID INCLUDE THE FULL COST OF THE PPI.
    dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee
  • busbyh
    busbyh Posts: 2,342 Forumite
    Right marshelka, I think I am back on track now:D:Dhopefully, I'm dangerous with these "puters"
    dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee
  • busbyh
    busbyh Posts: 2,342 Forumite
    dialysis wrote: »
    just been reading other thread as well and what I do not understand is why I have never had any phone calls or emails from deloitte or the fscs, i think beaniebabe is the same too, nobody has asked me anything:confused:

    Dialysis
    This is the first time deloitte/fscs have ever contacted us for info. Maybe they have all they need for you and beaniebabe
    dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee
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