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I want an easier life for myself and my family

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  • lauhen
    lauhen Posts: 437 Forumite
    Daughter is now at school, it is freezing cold outside, i have just finished a delicious suchard hot chocolate, (we got bought a tassimo for christmas from mil with loads of packets of coffee etc).
    I cant complain today as me and my son are having a chill out day, i have had a migraine since last night, so we are just relaxing. I am missing the holidays already.
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Hi Lauhen,

    Thanks for stopping by my diary.You are doing so well. I haven't worked as a healthcare assistant but have worked as a care assistant with people with a learning disability, in the past.

    Think of how motivating it will be when you finish paying off Barclaycard and then Virgin. I get a great amount of pleasure from not owing them any interest anymore. Keep up the good work, I have subscribed so I can keep up to date with you :)
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • lauhen
    lauhen Posts: 437 Forumite
    Thanks for popping in to my diary, I really can't wait to pay off barclaycard and virgin, I despise barclaycard so much, they have sent us letters saying that they have increased my limit, but I have refused to get sucked in and can't wait to cancel them.
  • lauhen
    lauhen Posts: 437 Forumite
    I think that I might use my diary to say how my days have gone at work aswell, it can be a lot to take in being a healthcare assistant, from what you have to see to what you have to hear, smell, do etc. But I actually get satisfaction from doing it as I know that when my shift is finished that I have helped some patients be that little bit more comfortable. And also that my wages are helping to clear the debt.
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    lauhen wrote: »
    Thanks for popping in to my diary, I really can't wait to pay off barclaycard and virgin, I despise barclaycard so much, they have sent us letters saying that they have increased my limit, but I have refused to get sucked in and can't wait to cancel them.

    Yeah, the pleasure of cancelling a card is immense! You don't have too long to go with Barclaycard now :)
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • lauhen
    lauhen Posts: 437 Forumite
    It's my 7 year olds birthday in february during half term, I am not adding to the debt for this, she doesn't need anymore toys so it is hard to decide what to get her, I know that she would love cinema vouchers, a bowling experience, claires giftcard, things like that, as she enjoys this kind of thing. So I might do that, she also likes musicals, so I might see what deals there are. I will probably have about £150-£200 that can be used for her birthday so we should be ok.
  • lauhen
    lauhen Posts: 437 Forumite
    First day back at school for dd and I get a letter asking for £16 for swimming, at least it is for an activity that my dd enjoys and is good exercise for her. Will have to write a cheque and adjust budget.
  • lauhen
    lauhen Posts: 437 Forumite
    I am having a yucky day today, can't be bothered with anything, I think I have the post Christmas blues still, it's my favourite holiday and I hate it when it's over.

    Had an email today from stagecoach, my daughter attends there on Saturdays for singing, dancing and acting lessons. They were letting me know that the agency books are now open, I know that my daughter wants to do this, she will have to attend a workshop and do a set drama piece of her choice, she will then get included in the spotlight directory, the only downside is that you have to pay £190. I know that it is all legit etc, it is a known casting directory, it's just that it's more money to payout, arghhhhhhhhhhhhhhhhhhhh.
  • Hi Lauhen
    Just wanted to pop in and say hello...I've had a read through your diary and you seem to have similar plans to me....need to pay of the cards and overdraft and then tackle the big loan! Well done on finding work to fit round the children, I am thinking about bank HCA work so I'd be interested to hear more about it in your diary! I'm a terrible lurker but I need to start posting more to keep focused (had too many false starts!).

    Keep it up

    Sunday
  • Pinky15
    Pinky15 Posts: 916 Forumite
    HI there - just wanted to pop by and offer my support you are doing really well! I too have a large credit card bill I am trying to pay off - I like to use my diary as it charts how I am getting on and its always nice to see the progress you make. Well done on the overtime shifts it all helps doesnt it. And regards to school trips and such I wonder if I should just set up a direct debit to the school and be done with it lol - would save time - bye for now x
    :j
    Nov 2012 - Loan £1200, CC1 £1450
    CC2 £1300, CC3 £100
    Next £200

    I will get rid!!!!
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