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Let My Life Begin

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Comments

  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    ok ok I'll be the voice of motivation and tough love if I have to!

    OI!

    UP YOUR VIVA!!!!!!
    Wealth is not measured by currency
  • edinburgher
    edinburgher Posts: 14,085 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    so have started saving enough each month to cover the payment and also a bit of spending money. I am also putting anything from 20p and under into my big piggy bank and will use this for spending money too.

    That's the spirit - budget, budget, budget - there's nothing wrong with it (all the cool kids do spreadsheets these days) ;)
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    im so uncool...................
    Wealth is not measured by currency
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    :rotfl:CAFC - that advert makes me chuckle every time, up your viva la vida loca :rotfl:
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi doodledoo look forward to seeing your saving pot and progress on the £10 a day challenge
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I require you to up your viva!!!!!!
    Wealth is not measured by currency
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You trying to make doodles chuckle again then?

    Hope you are both okay!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    You trying to make doodles chuckle again then?

    Hope you are both okay!

    it's what I was put on this earth for...... :rotfl:
    Wealth is not measured by currency
  • edinburgher
    edinburgher Posts: 14,085 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Evening Doodles - I take it everything is sparkly? :D
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Evening hun, not sparkly here at all as I have a case of man flu I think lol.

    But hey just read your diary and all could be very sparkly your end soon.

    Don't forget me :T
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
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