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Let My Life Begin

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CAFC - Thanks for the idea for the title of my new diary :D

Well, life has taken so many turns this year and I felt like it was time for a new diary, a new positive diary with no dwelling on the past 10 months.

For those of you who don't know what I have been through here is the link to my old diary http://forums.moneysavingexpert.com/showthread.html?t=1307287.

My circumstances now are:

I am 33 :o,single :D and mummy to a beautiful 4 year old daughter who is the light of my life and a 1 year old puppy who has caused me more grief than my DD but who is a major piece in the jigsaw that is my life.

Life is a little complicated as currently I own and I am paying for two houses :D but lets not dwell on that lol.

I have recently moved back to be near my parents and have managed to bag by myself a lovely 3 bedroom semi detached house. Moving here has changed my life so much and I haven't felt so happy or at home for a long time.

Debts are still there but will soon be gone once the other house completes, so for now they are ticking along nicely. So really my diary maybe shouldn't be on here, but I am not going anywhere :mad:. This diary will be more for me to micro manage my money and try and save for mine and my two pixies future.

I have only been in my house for 3 weeks so I don't yet have a full months data for my SOA but as soon as I can post it up I will, I still want to be careful and I want to see an increasing bank balance each month rather than one which goes red on week two :rotfl:
Proud to be dealing with my debts - DFW No: 712

03/09/09 - DEBT FREE AT LAST :D
Racing Hypno to Save - £10/£5000
«13456755

Comments

  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi doodledoo

    glad you are posting here - anyway mortgage is a debt you can post here and on the mfw board LOL

    Glad you are enjoying your new home - hopefully you will complete on your old house soon and be free of your old debt and have a nice shiny new start!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite
    Lovely new diary for a wonderful new home and life :j
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
  • Nice new diary :j:j

    Two houses :eek::eek:

    Hope thats sorted soon.

    Glad you have settled in and that life is definitely moving on for you.

    DTxx
  • Purpleroses
    Purpleroses Posts: 4,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Happy new diary Doodles! [URL="javascript:emoticon(':wine:')"]oregonian_winesmiley.gif[/URL]

    I'm so glad things are working out for you!
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    My oh my what a wonderful name for a new diary!!!!
    Wealth is not measured by currency
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Hiya! Looks like i got the net back just in time for a new diary!

    I am glad you are happy hun :)
    Now a SAHM trying to earn some spare pennies each month
  • Woo hoo - a new start for 'two house' doodles

    Even if you haven't got a SOA, you could still do a POA ;)

    Happy new diary doodles :D
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Thanks everyone :D

    I really must update my SIG tonight I have two months of payments to add to it which is around another £1k.

    Ok I could do with a POA too, so something to ponder on this evening.
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Happy new diary, and fingers crossed for a swift completion on the old house!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • pixiechick99
    pixiechick99 Posts: 3,728 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hello from a lurker on your old diary;)

    Happy shiny new diary and hope you're all wonderfully happy in your new home:beer:
    I really need to sort out a new signature!
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