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Let My Life Begin
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Hey Doodledo!! Haven't had time to catch up - but am so happy for you that your debt free!!! Such exciting news - can't wait until I catch up with you!!
Have you planned yourself a treat for getting there? Not a big one but I think you definitely deserve something
Debt Free since 2012Current Savings £1,400Current Mortgage £143,398.270 -
Thanks Elizabeth, yep already have had my treat a bought myself a nice new car
Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
lucky old ******** only joking hun......
its great to hear you so upbeat!Wealth is not measured by currency0 -
Thanks chick. Can't believe it's all finally over to be honest Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
You have done amazingly well hun, your a big inspiration especially to me as i am trying to be positive about the future for me. Got some decisions to make though. Tis scary lol!Now a SAHM trying to earn some spare pennies each month0
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Glad things are going better for you doodles!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Morning one and all. Up bright and early today as I had my nieces over for a sleepover. So I am currently sat with three small girls and a dog watching a DVD. Happy days.
I had an expensive day yesterday but it was the end of my spending spree. I bought a nice big TV for my lounge and then a smaller one for my bedroom and I bought a dining room table and chairs. My house looks so nice now, it really feels like home
Have a busy day today, we are off to the park, then out to lunch and then going to a local fete type thing. So lots of childish fun planned for us
Tomorrow I am back at work so I have decided tomorrow is when I go back to my frugal living and get my !!! well and truly back on the MSE wagon. I need to see money incoming for a change Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
It is a good idea to have a "spending cutoff point" - otherwise you will get in the habit of spending, and that will become frittering, and you will end up with nothing to show for the money you will have spent, and nothing to fall back on, so debt will creep in again!
The DFW wagon doesn't come to a halt just because you are debt free - you need to keep on it in order to keep moving forwards......all those good habits and bits of moneymaking are for life, not just for a couple of years! Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Hypno such wise words. The temptation to keep spending is high but its overtaken by my desire to see my savings go up.
I don't think I will ever come off the MSE wagon Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000
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