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KP's Another year older another year wiser?
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Hello :wave:
Happy New Year Shaun
slobbing at the moment will have to get some work done tommorow. Quite happy with just having the extended rest. Spends ok. £1.25 yesterday on sponge pudding and £2 just going to the shop for emergency (chocolate!) supplies.:j0 -
Eek make sure you dont run out of chocolate KP! I have been slobbing today too but back to work tomorrow - booo! xxPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0 -
Slobbing huh! I have been slaving away. Am knackered
. Snow is bad here too but main roads are clear so am unfortunately able to get to work :mad:. AM the big boss tomorrow so might get break lol
5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
We are foregoing our annual holiday this year to try and really make a dent on our debt's but we have decided to visit friends and family in far flung places (well throughout the UK) my brother has a place in york and stirling we have friends in morecombe (I think thats how you spell it) and also friends in chester so we have asked them all if we can go and stay with them for a long weekend throughout the year, that way the we and the children get a change of scenery and we also get to see friends and family that we really don't see enough of.
I'm not sure how well it will work but that is the plan :cool:
Total Debt: [STRIKE]£24,359.79[/STRIKE] £16,452
debt reduced by 32%
Debt free date: May 20190 -
Sounds like a fantastic plan Emmie0
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I've been saving my clubcard vouchers and now have about £500 worth of "deals" which I am going to use for days out eg theme parks etc, and meals out in the summer hols this year........then next year, am hoping for a "proper" holiday.....somewhere hot and sunny......as we will be debt free by then!!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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Great idea Emmie not sure who to visit as most family are in the local area or abroad. Do have friends in Gloucester though
. Will have a think.
Tesco vouchers are the main plan though have loads. Also will use localish parks in Warwick and Stratford. Warwick has a nice play area and paddling pool. Also may look at the castle with the vouchers.
bad day spending wise - 50 on diesel - needed but then 2.50 lunch and 7 in pub the later not needed but very much enjoyed!!. Back to hibernating for the weekend. Must go Tesco though. Tried online but all deliveries booked till Tuesday. The roads here are still appalling people travelling from out of the county are amazed how bad it is. Only main roads gritted.
Some good news expenses are completed and £88 higher than I had estimated so that will help if I dont waste it.:j0 -
........then next year, am hoping for a "proper" holiday.....somewhere hot and sunny......as we will be debt free by then!!
:j:beer::T:D times ten!:j0 -
Indeed.....and boy will we be ready for it!!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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It's so good seeing all the postiveness about on these boards at the moment.0
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