KP's Another year older another year wiser?

Keeping_Positive

Unsecured Debts
Description....................Debt 1/1/09......Monthly.. .APR - NOW
loan...........................13163.5.. .223.6................ .6.9 10500
tesco..........................1942.. ...51.................... .17.5 ...0
mbna...........................852.... ...25......................17.9 650
OD .................................................. ........................1000 ish
CITI .................................................. ......................1480
Total unsecured debts..........15957.5...299.6.....-13630 - 2330 ish cleared in 2009

Not great but still movement - OD is a guess after Month end bills and Jan spends


Keep forgetting Citi balance so overestimate - statement says Im £80 ahead so figures a tad better.

Still trying not to spend.

£10 for top up shop but that should really be a weekly shop as I have loads in so hoping not to need to spend much else this week. £13 on taking younger to out to indoor play area to burn off energy. £5 on McD last week and £3 to DD1 for swimming today so not too bad. Bank balance looking poor at alost 800 overdrawn so need to work hard to keep it to the proposed 1000 :eek:

No work to Tues :j should really ebay some bits and tidy my room so

TO DO BEFORE WORK LIST
Clean Kitchen
Tidy Bedroom
Shread and put filing in one place
File if other jobs done
Hoover bedroom
Wash bedroom carpet - long shot that one
Take xmas decs down
Clear dinner table
Ensure all xmas pressies have homes
Ebay some bits
Put stuff earmarked for carboot/freecycle in one place out the way

TEK_2

Well done KP. Paying off that amount in a year is excellent, keep up the good work!!

beanielou

Its going down down down~fantastic hun

millionaire_in_training

Well done KP. That's briliant x

Jo_R_2

That's really good KP, that's quite a percentage you've knocked off in a year! I like that idea of keeping tabs over the year, I'll def. have to do that too

Keeping_Positive

TO DO BEFORE WORK LIST
Clean Kitchen ongoing as usual
Tidy Bedroom Almost done
[STRIKE]Shread and put filing in one place[/STRIKE]
File if other jobs done
Hoover bedroom about to do
Wash bedroom carpet - long shot that one
Take xmas decs down OH taken tree down just cards and ceiling decs to go
Clear dinner table
Ensure all xmas pressies have homes
Ebay some bits
Put stuff earmarked for carboot/freecycle in one place out the way started

Well not too bad and a NSD :j

In_Search_Of_Me

well done - did my filing yesterday while trying to find my passport for my crb check! Didnt find it so at least my filing is done...have just discovered snowball!

Jo_R_2

Blimey having a to-do list still in the holidays (sort of?:D) More than I've done - super-organised! And managing to get some done as well - think I'm going to regret being slack come this next week LOL!

taxi73

Well done..it's on its way down.

Keeping_Positive

TO DO BEFORE WORK LIST
Clean Kitchen ongoing as usual
[STRIKE]
Tidy Bedroom Almost done
[/STRIKE]Shread and put filing in one place
File if other jobs done
[STRIKE]
Hoover bedroom about to do
[/STRIKE]Wash bedroom carpet - long shot that one
Take xmas decs down OH taken tree down just cards and ceiling decs to go
Clear dinner table
Ensure all xmas pressies have homes
Ebay some bits
[STRIKE]
Put stuff earmarked for carboot/freecycle in one place out the way started
[/STRIKE]

Not on list but done includes putting up new year planner, changing bed and getting kids to tackle theri rooms. Still could have done more but at the same time I easily could have done nowt so still happy.

Spends are the £10 to DD for week lunches £32 on vet for cat castration - poor thing not happy - and £20 on shopping .

Work tomorrow but looking forward to it and trying to stick to my user name.