KP's Another year older another year wiser?

In_Search_Of_Me

You shouldnt shut up a all!! Thats not what i was saying - just pointing out an alternative view...great that youve had time with oh. Hows his spending?

penguin83

Hi KP, glad you have had a break from work, hope you are ok.

Sorry to hear about your mums bf, hope she is ok too x x

Keeping_Positive

:hello: I fine thanks, feeling the week has flown by though!

His spending is fine . He has stuck pretty much to budget for 2-3 years now (its me that overspends as I have access to ccs etc) these debts are older. I have the DRO check list from CCCS and collating the info needed to apply. Main sticking point is there may be a pension from donkeys years ago that could put a spanner in the works.They are really strict on that for DRO yet dont care for Bankruptcy.

taxi73

Good luck with the DRO.

Keeping_Positive

Hello

Not the greatest of weekends thanks to Mum. As expected the heavy drinking hascontinued from last week. This has resulted in leaving two boys on their own for a hour in the evening to get food, being abusive over the phone to me and the house is even worse than normal .

DD1 has had a good birthday and has £135 birthday money alreadywith somedue off my Mum in the post and £40 already in the bank. More due of one to two aunties as well. That with Xmas money will mean a laptop should be in easy reach for her :j. Taught her some a money lesson as the £100 I gave her had to cover party costs so she happily paid the £15 for food and used 35 towards swimming today.

My spending been a bit high but still in xmas budget so should be ok by year end. My new year target will be to get under £10k by Xmas 09. Mins are £250 a month so thats £3000 over 12 months and current figure is £13150 so should be easy. Which is what I need TBH with everything else that goes on. Its means no mucking up and overspending.

Other good news is I sold my vouchers so should make £90 ish from £55 vouchers.

Keeping_Positive

DRO update just waiting for Pension news to come through which hopefully wont be long and not bad news. He took one out when he was 18 - 1987 :eek: no wonder he has no memory of it.

hypno06

Sorry you have had such a bad day.

((((hugs))))

Jo_R_2

Oh no :grouphug: about mum. What's the atmosphere between you like atm?

Plans for year sound positive. I really want you to change your avatar to match your username!

Keeping_Positive

Im just fed up and confused by it at the moment Jo. She's my Mum so I just cant see straight. OH thinks I should keep DS away. I know she is lonely but I just get so stressed when Im around her so Im no comfort.

Im sure my Avatar will change back just need some time. Not very good at sticking to my name am I?!

Jo_R_2

Aw it can't be easy for you or her. Am sure things will work themselves out over time x