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KP's Another year older another year wiser?
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Its hard to be positive when life throws hassle & upset your way.
Take care hun xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
There you go new addy some nice eye candy shame I cant enlarge it :drool::jMay 2013 new beginnings:j0
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Mixed week had big argument with Mum but she has apologised. Had a cold which not too bad but could have done without having to go onsite with a nose in overdrive!
Budget for the month is £592 without any xmas cost built in so eek. Any that I do buy will have to come out of next months £250 annual spends. Good news is I should be getting and extra CB payment and one from OH. so thats another £305 to help hopfully to pay extra or cover season overspends. Then Ill have the 2 free council tax months to use as well so that should be purely for overpayments.
Ref xmas spends I am being careful and have go most in already so at worst £250 should cover anything else including xmas party costs.
Debt down to 12794 / 17900 = 27.5% in 2 years. If I can get to under 9k by end of 2010 thats 50% cleared in 3 years since LBM. £10k is minimums so an extra £1k to find.:jMay 2013 new beginnings:j0 -
Great news on your debt being down
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I am sure that you will find that extra 1k over the course of the year.....and when you've found it, you are on the downhill bit of the journey!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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Wow you're doing really REALLY well! Well done you!:TDealing with my debts!Currently overpaying Virgin cc -balance Jan 2010 @ 1985.65Now @ 703.63
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KP you are doing really well with those figures at the moment. 50% in 3 years will be a great achievement xxxxPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0 -
just keep on pluggig at it...hugs 4 u re mum...Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0
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Great news on the repayment front.0
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how you doing?Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0
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