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KP's Another year older another year wiser?

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  • taxi73
    taxi73 Posts: 20,815 Forumite
    That sounds like a LBM there ISOM...along with all those reasons for not buying you can add less clutter,less dusting.
  • millionaire_in_training
    millionaire_in_training Posts: 5,818 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    My budget is going to pot this month too KP as had a couple of unforeseen items to buy. i.e. clothes horse and shoes for me. Funny how if it shoes for the kids we just buy them. When they are for me it is a major battle with my conscience
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • In_Search_Of_Me
    In_Search_Of_Me Posts: 10,634 Forumite
    mad isnt it mit!! Hang in there pepys...we'll get there in the end. How did declutter go KP?
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • Keeping_Positive
    Keeping_Positive Posts: 4,750 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Well shopping came in at £74.58. Girls brownie/guide trip £20. Only other spend was at homebase £60 free vouchers on paint. Done the landing so far so the large hallway to go then secong coat and lots of glossing. Will be worth it though lots so much better have done.

    Def a good LBM there ISOM. Thing is its not material things I tend to buy its food or trips for the kids....saying that I do buy materail bits for the kids as well :(. The house is in a right state because I wouldnt buy paint due to cost.

    I do think I spoil the kids a bit too much at times. Like you say MIT so easy to buy "for the kids" rather than on yourself.
    :j
    May 2013 new beginnings:j
  • Keeping_Positive
    Keeping_Positive Posts: 4,750 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    In_Search_Of_Me wrote: »
    mad isnt it mit!! Hang in there pepys...we'll get there in the end. How did declutter go KP?


    Decluttering is getting there Thanks . I havent done any today just painting but OH has now cleared and cleared the cumpter area in the hallway so we can easily move it to one side ready for painting.
    :j
    May 2013 new beginnings:j
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ive just had to buy new glasses.
    Why oh why dident I put away even a fiver a month for this.Sigh.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    beanielou wrote: »
    Ive just had to buy new glasses.
    Why oh why dident I put away even a fiver a month for this.Sigh.

    Know that feeling!! x
    xx rip dad... we had our ups and downs but we’re always be family xx
  • Jo_R_2
    Jo_R_2 Posts: 2,660 Forumite
    How you today KP?
    Dealing with my debts!
    Currently overpaying Virgin cc -
    balance Jan 2010 @ 1985.65
    Now @ 703.63
  • Keeping_Positive
    Keeping_Positive Posts: 4,750 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    OK Thanks

    Easyish day at work so that was a bonus. Got back early for once and have house to self. DD1 on way back, OH with the other two gont nto town to pick up DD2 glasses.

    NSD so far. Won 20p on scratch card so thats adding up. Got to check onepoll to see if anything to add.

    Hope you ok. Just going to have a look see around the board.
    :j
    May 2013 new beginnings:j
  • Keeping_Positive
    Keeping_Positive Posts: 4,750 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    beanielou wrote: »
    Ive just had to buy new glasses.
    Why oh why dident I put away even a fiver a month for this.Sigh.


    *KP sticks fingers in ears* - do not want to think of cost of glasses :eek:.
    :j
    May 2013 new beginnings:j
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