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KP's Another year older another year wiser?

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  • Ref BT I have only had two phone billls and 1-2 Broadband so need to look back and see what teh average is. Im sure BT broadband id about to drop on the mat soon.

    No no virgin so sky have a monopoly hear. Cant wait until Virgin find their way hear so I can bargain :).

    Thanks Taxi - turns out is was heart attack but no symptoms. Just feel sad I wasnt that close but I did enjoy the odd chat with him esp about the footie.

    Big argument with OH about the girly trip I want. I know its expensive and I shoudnt spend the money but I have always wanted a girly trip. The holidays since kids have all been for the kids. When I mention trips to Oh together he never seems that enthusiatic. I wish he did have the friends to go away with.

    Spends wise ok - spent £6.5 on DD1 in Tesco for jeans, bottoms, new school bag and stationery. Also got DD2 some leggings and a Tshirt. Fiannly got a stationery set for £1 I can use as a gift so thanks to Tesco vouchers and a mate a bargain all together. To top it all that £6 for guides I couldnt remember what it was for was an overpayment :j.

    Did spend 60p on the vending machine but lunch was a bag of crisps from home and leftover snacks from a meeting - my hot desk is next to the training room so meetings are fairly common.

    OH taken £6 for grocery top up and £1 spent this morning on juice for lunches.

    Just off to update sig before I forget all that.
    :j
    May 2013 new beginnings:j
  • Oh and £300 homebase vouchers came in post :j - along with a nice MBNA letter telling me the APR is about to skyrocket :mad:. Ill ring to try an change if not another BT on the way soon.
    :j
    May 2013 new beginnings:j
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    At the risk of being shot down in flames I would say stick to your guns on the girlie weekend.
    It will do you the world of good.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Thanks - he makes me feel so selfish at times :(
    :j
    May 2013 new beginnings:j
  • BT online bill just emailed through - got it wrong its the phone bill due £65 for three months so £22 a month and then BB on top just going to see what that bill was.
    :j
    May 2013 new beginnings:j
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Dont let him make you feel selfish.
    You do the lions share & work.
    You need some me time.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Great news on the homebase vouchers.
    Sorry that your OH wasn't receptive of you going away for a girly weekend...I don't know the answer to getting around it.But good luck trying to get him to see reason.
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    beanielou wrote: »
    At the risk of being shot down in flames I would say stick to your guns on the girlie weekend.
    It will do you the world of good.

    Totally agree, its only a weekend, and you do everything for oh + the kids, never mind all the debt busting you do.
    xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • Spoke about it yesterday - I think he thought I wanted to leave him (not that that hadnt crossed my mind). Said it was him that didnt want to get married and I would exchange the weekend away for a wedding. Long shot I think is that I get my weekend away as he doesnt see marrage is for him or somwthing like that :confused: - Almost 14 years together three kids blah blah men eh :confused:
    :j
    May 2013 new beginnings:j
  • Ref debt busting its gone pear shaped again. Forgot about the £30 I donated for the wheelchair and BT £30 over the monthly budget although technically budgetted overall I didnt know the full figure at the last mid month update.

    Any ways I now appear to be £148 short :( Think there was a hidden online shop for £60 so £120 accounted for.

    Due in and balance - 438
    Due out not including personal budgets - 586*

    *Citi CC 36
    Life ins 6
    BT 65
    Tesco dd 5
    Shopping budget 154
    fuel budget 172 - hope that is where I can save although a busy month ahead NB most is work with reclaimable mileage
    Tesco cc bill due from bank for previous spends - 138


    I have cancelled the £6 charity donation not that that makes a hugh difference. A positive point is I did start teh month overdrawn by c 150 but was half hoping to reduce this.

    For now I will use the £145 xmas/birthday savings to cover.
    :j
    May 2013 new beginnings:j
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