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Genuinely forgot to renew MOT & car involved in accident. Help!

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  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    There are ways people can get round it and buy tax
  • liam8282
    liam8282 Posts: 2,864 Forumite
    dacouch wrote: »
    There are ways people can get round it and buy tax

    I have seen things on tv (police shows), where people take out insurance to get a certificate, but then cancel the direct debits. This still means that they have no insurance.

    Or some people even just make up their own insurance certificate on the computer, with false details. Still means no insurance.

    You need valid insurance to get your car taxed, you can't really get around that, (unless you do something illegal, which in the 2 above actually means you don't have insurance)
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    But using the methods you have mentioned they can buy valid road tax, its quite common for people to do this as they work on the basis that if the police see they have tax they will assume they have insurance. This was much more common before the MIB computer came in but still goes on.

    The other reason it can have tax is they could buy tax when they have a genuine valid policy and then that lapses whether intenionally or not but the vehicle will remain tax until the expiry of the tax disc
  • liam8282
    liam8282 Posts: 2,864 Forumite
    dacouch wrote: »
    But using the methods you have mentioned they can buy valid road tax, its quite common for people to do this as they work on the basis that if the police see they have tax they will assume they have insurance. This was much more common before the MIB computer came in but still goes on.

    The other reason it can have tax is they could buy tax when they have a genuine valid policy and then that lapses whether intenionally or not but the vehicle will remain tax until the expiry of the tax disc

    I agree, but in the majority of cases it is still no insurance no tax.

    You can't go buy tax without valid insurance.
  • jammin_2
    jammin_2 Posts: 2,461 Forumite
    liam8282 wrote: »
    (no insurance, results in no tax...)
    This statement is still incorrect.

    No insurance does not result in no tax.
  • liam8282
    liam8282 Posts: 2,864 Forumite
    edited 20 August 2009 at 12:07PM
    jammin wrote: »
    This statement is still incorrect.

    No insurance does not result in no tax.

    Come on, you are just being a little pedantic now.

    I have now edited it for you.
  • jammin_2
    jammin_2 Posts: 2,461 Forumite
    liam8282 wrote: »
    Come on, you are just being a little pedantic now.

    I have now edited it for you.

    There's nothing pedantic about it. To buy car tax, you must have valid insurance on the day when the tax starts. To subsequently cancel the insurance, or to move it to another vehicle, does not cause the car tax to be invalid.

    Therefore, no insurance does not result in no tax.
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    There are many other ways people can obtain road tax without buying their own insurance especially when they are purchasing a vehicle
  • liam8282
    liam8282 Posts: 2,864 Forumite
    jammin wrote: »
    There's nothing pedantic about it. To buy car tax, you must have valid insurance on the day when the tax starts. To subsequently cancel the insurance, or to move it to another vehicle, does not cause the car tax to be invalid.

    Therefore, no insurance does not result in no tax.

    It is pedantic to pick one sentence out of a whole rant that I made, about something which has nothing to do with what the original poster was talking about, which I stated.

    It is pedantic, especially when I have said I agree with everything that both of you are saying, and have edited my post to agree with what you have said.
  • If you do not have insurance your tax becomes invalid. You will be persecuted - not a typo - but not for failing to display. You will be got for fraudulent use which carries a higher penalty. Both please take 1 point and call it even!
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