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Taxis back to basics...debt and mortgage free before 50(feb 2014)

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Comments

  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    showing off now mrs lol ...well i did think i was stretching things with saying you enjoyed your day back ...a bit too far
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Totally agree there Hypno..well said.
  • taxi73
    taxi73 Posts: 20,815 Forumite
    lucielle wrote: »
    Can you teach me? Have them turned on but no piccis
    L

    Do you mean that you can't see any bodies pictures next to there names?
    Or
    That you can't see your picture you put on?
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Cute picture Taxi! Is that JJ?
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • taxi73
    taxi73 Posts: 20,815 Forumite
    It is...but it was a good few months ago.
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    Wow Taxi you have been doing some great work on all fronts - makes me feel ashamed.

    Finally caught up on your diary my internet is cr*p at the moment I have reset the router 6 times already the signal keeps dropping it is driving me mad.

    Your debt busting, accounts and cleaning are superhuman :beer:

    I am going to try and play my free bingo and then settle down to work out my actual debts if the internet lets me so I know where I stand - debt free and mortgage free by 50 is wonderful I was 50 this year and I am going backwards I will be lucky if I make it by 60 but feeling sorry for myself is not going to do it I need to work out a new plan - internet has just gone again:mad: and as a result I have missed the free bingo :mad::mad::mad::mad::mad::mad:So I am copying this in case I lose it when I post

    DTxx

    oh and the central heating is broke again - do you think someone doesn't like me?

    def agree re the router, contact the supplier and see what they say, if there unhelpful, ask for the mac code, (if you changed suppliers u would need it, but u use it as a bluff, think of it like a man, u've got him but u don't trade in him for a model just becoz u've got the chance to). Bet once you ask for a MAC code, there soon be doing everything they can to keep you.

    Never apologise for haveing a bad day, we all do, have you got the boiler covered under any plans. If the boiler needed replaceing you may be entitled to a grant towards it.

    The way i look at debts rome wasn't built in a day, I'm on the scenic route and I'll get there eventually. xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    taxi73 wrote: »
    Hope you are all ok.
    I made it to work today...YAY..it wasn't as busy as I'd have liked but I did ok.
    It will all help in the master plan.
    By the way ,I'm not having any of you feeling ashamed of yourselves!!!!...we all have different things going on at different times...for instance I don't have any dependant children to swallow my money.
    I am hoping(really hoping) that I can be debt/mortgage free by 50 but it may not happen as we never know what is going to happen from day to day.I promise to do my utmost to achieve that goal and the journey wouldn't be half as much fun without all you lovely people to share my trials and tribulations.
    I feel guilty sometimes sharing good news when some of you are having troubles.
    Since coming home I've managed to:
    Do my accounts
    do my money bag
    check all bank accounts/ccs
    PAD to Virgin CC £24.43

    Need to do the washing and hoover up and that will be about it for tonight I think.

    Never feel quilty for sharing good news, u + Mr Taxi work ur butts off, and its really good motivation when someones paid some money off, whether its a £1.00 or a £1,000 - its good news, and also its a good motivational tool, before dd and I came and met you, I classed you as a virtual friend, took an interest in your diary, and without sounding stupid or silly, but to have someone else that has been/is/ has finaicial issues, and if doing their damm best to turn the situation around, is brilliant, I speak for myself, I would say more people on here know my financial situation than my closest family, but you all understand, nobody is judgemental, and everyone is a great support.
    I opened a bottle of wine, only had couple glasses, I'm a semtimental sod at times.......
    xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    Don't feel guilty it is good to hear that debt is being repaid it gives us all hope that one day we will all get there.

    No contract on the boiler it is oil the last twice the man has been out he has not charged us because it is the same part that keeps going - this time he has replaced the whole unit so it did cost £86 but if it works it will be worth it -he is a very fair engineer. He thinks the problem is MOM (yes I spell it Mom not Mum:rotfl:) tends to have the heating on most of the time and he thinks only having one radiator running means the heat from the boiler is not dispelled and it is overheating - but she is 93 I know she feels the cold more than we do - although I could cry sometimes when I walk into her room and it is like a sauna and she has the window open because she can't work out how to turn the radiator off and won't call anyone:rolleyes:

    Anyway I finally managed to play a game of bingo my first for ages and I won £30 :T so even in the DT household things are improving.

    DTxx

    Are you a midlands lass, with you calling her mom, my tutor from open uni he calls his mum mom.
    Congratulations on the bingo win, the luck must be with you tonight xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    hypno06 wrote: »
    No one need feel guilty, or ashamed - we all have differing circumstances so will repay our debt at different rates, and sometimes we are at it full on, and sometimes we stand still or go backwards......

    ......but the great thing about this site, is that however we are doing it, and however well, or otherwise we are doing, there is someone on here to pull us along a little bit further, when in the past we may have just got more and more down, and ended up in more debt as a result. We can all [STRIKE]nick[/STRIKE] pick up ideas from others, and work out what works for us, and ditch what doesn't.

    So hurrah for debt and mortgage payments by 40, 50, 60 or whenever - without MSE we would all be in a much worse place!

    :money:

    Perfectly said, ur spot on xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • lucielle
    lucielle Posts: 11,511 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    i CAN SEE EVERYBODIES PICCIS BUT i'M NOT SURE HOW TO PUT ONE ON.
    L oops hit the wrong button
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
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