Taxis back to basics...debt and mortgage free before 50(feb 2014)

taxi73

On the house front.....
(1) I need to declutter...quite a lot of the house.
(2) I need a plan to keep on top of the housework ...something like flylady or a rota of jobs each day ...washing is always alright as I tend to keepon top of that.
(3)There are a lot of jobs I would like done on the house...new kitchen,new bathroom,one bedroom needs plastering and decorating and hall stairs and landing needs the same but these will have to wait a while.

So that's my life plan as it is at the moment....

milann

Taxi - I know a scare like this can be the wake up we need to prioritise our lives. As I've said before mine was 4 years ago when my bowel perforated and I had 2 major ops, 6 weeks in hospital including several visits to ICU. Then a year off work on the sick. Several nurses hugged me as I came home and said they didn't think I'd be leaving the ward of my own accord and they put it down to my positive attitude. It was a scary time but it all happened so quickly I was the lucky one in a funny way - I wasn't worried as I was only half aware of what was happening and I had no choice in the matter - it was literally do or die. I woke with a colostomy bag - I had to get on with it - it was a shock to the system - but coping strategies take over. I found out I had some fantastic family and friends and they were often the ones I least expected. I had a couple who didn't live up to expectations either LOL - but that's life.

I had a cervical cancer scare a couple of months ago now - I had more sleepless nights and was far more worried about the outcome than I ever was when I was so very poorly 4 years ago. It was the not knowing and having no control and all the time available to think about things - what would I tell dd as she was still recovering herself. What would work say if I had to have more time off - I just managed to keep my job last time - they'd let me go for sure. It turned out well and was not cancer, but I'll never forget that week after the consultant told me it was 'he wanted to warn me it was highly probable that it was cancer of the uterus'. I have re-evaluated my debt outlook again and although I am still making a small overpayment to cc's am leaving enough to enjoy life and pay extra when I can - life it is too precious to spend being stressed and worried about such things. I try and take life with a pinch of salt and only get stressed about the things that really matter - health, family and friends. That sounds flippant but I hope you know what I'm meaning.

I know exactly what you mean about the 'not being in control' - you will cope with whatever the outcome might be, and when (hopefully) you get good news will use this week to get a better focus on life.

Cooorrrrr - that was a mega ramble - just wanted to let you know I have a rough idea of what you are going through - but only you knows what it's like for you LOL

Have you got anything to help you sleep tonight?

BIG HUG for tomorrow

Milann

shaun40400

pm'd you
s xx

taxi73

How you describe it is how I feel.
Even if it's the worst case scenario(which I hope it isn't) then I will cope...I have nothing to help me sleep.I hate taking tablets for anything.
I keep wondering whether I'll get any answers tomorrow or whether I'll be left in limbo for weeks not knowing!!!!...

I know you understand how I feel and I wouldn't wish these feelings on my worst enemy.

taxi73

Thanks Shaun..will go and read it now.

mum2one

Good luck for 2mor, keep everything crossed for you.

You've come up with some brilliant plans, esp the archery, but u do need a holiday, for me, may sound selfish, but its my holidays that keep me sane, I didn't go abroad till I was 28, and only pushed myself to go as I'd passsed my HNC, but for me the main biggest kick up my rear, was when I was involved in a car accident, just came out of some traffic lights, turned to another set, which were on red, so braked, the lad behind me hit the gas peddle not the brake, we had the ambulance out, but as I'd already rang dad to come I was in state, the ambulance crew said he can take you, - cut a long story short after bout 30mins all hell broke lose, they thought I'd broke my neck, so was hitched onto a spinal board - bear in mind v overweight... the collar,the protection around my neck, had no feeling from waist down, remember that still got my sunglasses on, crying couldn't wipe my tears, dad had to go and sort the car out, as the time I didn't realise it was a right off, the force he'd actually split the boot in half and the crack carried on under the back seat. I promised myself if I ever got out of there walking, I was going to book a trip to Sri Lanka and the Maldives (cut an advert out to dream), I thank god, I'm not a religious person, it was a trapped nerve. Booked the trip for 2001, I also had cervival cancer scare later in 2000, and treatment, that was not my finest yr.... then the trip got pulled, so booked a similar trip, before due to go the big outbreak fighting at Ski Lanka, so the travel agent pulled out, so transfered to Mexico, 2 days into that was 9/11.... it may of been a disaster, but in Mexico, I swam with dolphins, paddled with sharks, went on a misippi steam boat, a submarine boat, and a holiday romance with a prison officer from by London.
It took one hell of a fright to kick me up the rear to travel, and bar Tunisia last yr, I've done Tunisia, Cyprus, Mexico, Dom Rep, all by myself...... now dd has a list with all the places she wants to go to........

I've babbled as always, but just trying to say something positive can come out of something negative....... esp at 25 I was told it would be extremely unlikely I'd even have children, that was pre car-accidents, but at 31 I had a beautiful daughter. xx

Buffythedebtslayer

Hi Taxi

just popping by to say I will be thinking of you tomorrow

big hugs

Love Buffy xx

shaun40400

got your pm
finger crossed
s xxx

taxi73

Thanks Mum2one..I did have the holidays up until this year....when i thought that I'd forgo them for a couple of years to get debt free but have changed my mind on that score now.
I'm going to have holidays as we deserve them..LOL
Times are going to change we need to live life a bit or what's the point?..I'm at peace with myself regarding letting the loans run their course.
The mortgage ...I can't totally make my mind up on but will probably let it run it's course or if interest rates start to rise pay more off but not go hell for leather.
The CCs I really do want rid off ASAP...I never want to see another CC again.


I also have to consider having savings put away for various things....like new car when needed,emergency money etc..this will either be in our savings accounts or mortgage account...I really can't decide where yet but can't think properly anyway at the minute.

taxi73

Thankyou as well Buffy and Shaun...with everyone wishing me well and thinking of me and all the positive thinking...how can I be ill?
Thankyou everyone ..you are all so kind xxxx