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Do searches etc go on your credit report straightaway?

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2

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  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    I do check experian straight after and I do confirm searches do not appear on file immediately
  • cifpower
    cifpower Posts: 6,502 Forumite
    I check my Experian report daily and the searches are recorded as soon as they are actioned by the company. I applied 2 days ago for a Virgin Mobile contract. I got the decline email 15 seconds after submitting my request. I check my Experian file and the search was recorded.
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    Well we'll agree to disagree....I do stand by my words...sorry
  • savagej
    savagej Posts: 1,158 Forumite
    Have Experian gone back to real-time reporting on Credit Expert?
  • cifpower
    cifpower Posts: 6,502 Forumite
    stephane wrote: »
    Well we'll agree to disagree....I do stand by my words...sorry
    And I stand by mine. Sorry. :)
  • cifpower
    cifpower Posts: 6,502 Forumite
    savagej wrote: »
    Have Experian gone back to real-time reporting on Credit Expert?
    For me they have anyway
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    To be honest...straight away...1 day...2 days...does not really make any difference
  • savagej
    savagej Posts: 1,158 Forumite
    Equifax is not real-time as you can only get one report a day which is dated and timed at the point you ask for it, if a search is carried out after this it will not show until tomorrow.

    Unless they have gone real-time now too.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    stephane wrote: »
    I do check experian straight after and I do confirm searches do not appear on file immediately
    Because you are only allowed one report per day with all three CRA's. ;)
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Experian, Equifax and Call Credit no longer allow multiple daily personal searches, I have had this confirmed on the telephone and the fact of the mater is just try it for your self....it will not work. ;)
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
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