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** Tuesday 11th August Daily Chat**

1246727

Comments

  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    Agreed squirrel, also when you have letters you can keep better records of the situation!
    Keep a record of how often you're phoning them as it could count as harassment.

    Every time they phone simply say 'I will only deal with this by post' and hang up
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • elfen
    elfen Posts: 10,213 Forumite
    I tell them I don't have a phone, so they can't phone, but I am now going to do it all by letter. (they have no recent number that's connected to anything but thin air) I just can't hack this with things getting worse, and they're not even "priority". Just a flipping bank and a c/c and a phone company who can all go whistle now. I've just had enough. They take me to court, I'll tell them I tried to set stuff up, but they were abusive and unco-operative so I had no choice but to tell them to go away.
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • becky_rtw
    becky_rtw Posts: 8,393 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    The other thing you can do is pay them the amounts you said you would anyway,they wont refuse it afterall! Then when it gets to court it looks really bad on them...
  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    I'm soooo hungry!!!
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    elfen wrote: »
    I tell them I don't have a phone, so they can't phone, but I am now going to do it all by letter. (they have no recent number that's connected to anything but thin air) I just can't hack this with things getting worse, and they're not even "priority". Just a flipping bank and a c/c and a phone company who can all go whistle now. I've just had enough. They take me to court, I'll tell them I tried to set stuff up, but they were abusive and unco-operative so I had no choice but to tell them to go away.

    Exactly! :T

    Keep a record of all the times they call, a record of all conversations, letters, offers of token payments, direct debits set up etc... This will demonstrate to any court (if it ever gats that far!) that you have been making every effort to communicate with them and pay whatever you could afford. Then the DCA will look like the bunch of idiots that they are.
    Do you have an up to date SOA?
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • jacs76
    jacs76 Posts: 2,140 Forumite
    morning all -

    very boring no news, scandal or gossip from me today....

    QUOTE]
    awwww i was looking forward to the daily scandal:D
  • LouiseJ
    LouiseJ Posts: 11,156 Forumite
    I'm soooo hungry!!!

    You need food Squizz:p

    Thats what you get when you are up at an ungodly hour running:D
    But these things take time, I know that I'm, the most inept that ever stepped.
  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    I'm soooo hungry!!!

    *Feeds squirrel an acorn*
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • jacs76
    jacs76 Posts: 2,140 Forumite
    Toto wrote: »
    morning everyone :hello:

    I've not got much on today. Loads of odds and ends of things to do really.

    I'm taking Amber over to the respite centre today for her to have a look at. Then we'll arrange for me to take her over for tea one day so she gets used to the people and the place. I hope she likes it.
    hope she likes it Toto.
  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    *Feeds squirrel an acorn*
    ...Linda xx

    Oh.. er.. thanks :rotfl:

    I know Lou, that's the only problem with being up early, I've already had toast for brekkie and a packet of crisps.. have to see if I can stick it out till lunch at 12.

    *chews desk*
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
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