Creditors have beaten me

livinginhope

Hi rachel,
Was wondering if it was the pills or linament that put a smile back on my face whatever it seems to have worked for now, perhaps I could try marketing linament for alternative uses and make some money from that :rotfl:

livinginhope

Thanks poppy,I think the banks are setting themselves up for a huge tumble,they lend far too easily,when we had the fire,we phoned the CC and told them that spending would be erratic as a result of circumstances,they said ok,checked statement and found out they had put our limits up to 30k!!!!!
A few years ago,we went for a silly review at the bank,she asked if we had thought about a loan,we hadn't,but when we left 10k had been deposited in our account,no signature needed? we stupidly kept it and spent it,but at the time we could afford it,so it wasn't a problem.It just annoys me that after having had so many of their 'products' over the years,never paying late,and playing 100% by the rules,when it goes wrong where are they? constantly harassing you!

isgman

Keep your Chin up.. Worth going to the CAB and have a chat with them, I did and they were very good. Good Luck try and stay positive

raffe

Pobby wrote:

they phoned again,although I was on track paying them,this time I said ``f--- off and get a life,I am a wealth producer not a government paid pen pusher whose main purpose in life was to get on other peoples t-ts!``Probally not a good idea byt gave me a chuckle.

just remember if you are going to do this and be rude to the person that calls, that person on the end of the phone is just like you trying to earn a living for there family. Most don't make the decision to call you, as the managers that make these decisions very rarely call themselves.

Pobby

raffle---yes indeed you are correct in this and under normal circunstances this would not have happened but I found with Prozac it never entered my mind----

Pobby

Too right,livinginhope.Just what do these lenders think they are up to.I have just read of someone getting a 10x salary mortgage!Surely they must know that both parties are committing financial suicide!!!!!!!!!Even our great leader T.Blur,has around £4,000,000 worth of mortgage

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how`s he going to ever pay that off on his paltry£176,000 salary?Mind you,heard his misses has got a little part time cleaning job to help out!