I missed out on the First Direct Regular Saver ISA

a27

Hello people,
I'm looking to save some money monthly and I saw that the First Direct Regular Saver ISA had an interest rate of 7% and looked like the best available.
Unfortunately, First Direct insist that a First Direct current account is required in order to open one of these.

By the time the current account opening process was complete, the ISA had been withdrawn. It is no longer available.

Can someone please recommend a good ISA to meet my requirement?
I am able to make the £3600 limit between now and the deadline.

Thank you!

Lokolo

Ok if you have the £3,600 you may as well not do a regular saver.

Would you keep an eye on the interest rate or would you prefer to put it in for X time knowing the rate you will get?

a27

I don't have the £3600 bow but I can make deposits that will total £3600 by the deadline.

I just want the best rate available and am prepared to do whatever is necessary to get that.

Lokolo

http://forums.moneysavingexpert.com/showpost.html?p=4603369&postcount=1

Intelligent Finance 2.75% ISA. May require a current account? Not sure.

Erm, Barclays Cash ISA is 2.58%, Egg 2.55%. Choose whichever.

a27

Lokolo wrote: »

Intelligent Finance 2.75% ISA. May require a current account? Not sure.

Erm, Barclays Cash ISA is 2.58%, Egg 2.55%. Choose whichever.

Why not those that are over 3%? Are they not better?

Lokolo

a27 wrote: »

Why not those that are over 3%? Are they not better?

Yeh if you want.

Some have specifics. Which ones are you looking at?

a27

Lokolo wrote: »

Yeh if you want.

Some have specifics. Which ones are you looking at?

The next one down from 7%.

Lokolo

a27 wrote: »

The next one down from 7%.

You will use your next years ISA allowance as it will rollover into the new tax year....

If you are happy to do that then fine.

a27

Lokolo wrote: »

You will use your next years ISA allowance as it will rollover into the new tax year....

If you are happy to do that then fine.

How is that?

Lokolo

a27 wrote: »

How is that?

Doesn't matter. I have no idea where you are looking !!!!!!, thats why I asked you which one you are looking at.

Unless you explain I can't help you.....

Regular savers are 12 months and as the tax year is already months in, it will roll over into the new year.

Fixed Rate can only have 1 deposit.

Notice accounts, if you need the money you have to wait months to get it.

Instant Access, put money, do whatever you like with it. Deposit, withdraw, transfer, without hassle.

The ones I said are instant access.

a27

Lokolo wrote: »

Doesn't matter. I have no idea where you are looking !!!!!!, thats why I asked you which one you are looking at.

Unless you explain I can't help you.....

Regular savers are 12 months and as the tax year is already months in, it will roll over into the new year.

Fixed Rate can only have 1 deposit.

Notice accounts, if you need the money you have to wait months to get it.

Instant Access, put money, do whatever you like with it. Deposit, withdraw, transfer, without hassle.

The ones I said are instant access.

I was looking at the ones on that thread.

As I don't have the £3,600 on hand right now and I don't need to withdraw once deposited, I guess fixed rate is out of the question.

Let me know what else you need to know please.