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Jellie's attempts to banish the wobbles and get debt free!
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Thanks Missy and Prim.
It shows how much I've changed that I now feel distressed if I can't throw hundreds of pounds at my debt in a month.......when I started here I wasn't even living within my pay many months!
hi i know how you feel about this, i do remember one of the first posts i ever made was the fact that i had £10 left of my overdraft the day before payday and hadn't used the CC. Living within my means was such an achievement i just had to celebrate it!0 -
Glad you're doing better too Lemontree.
I've had a big spend day today. I've been looking for knee high boots I can wear to work for over a year. They're always too big for my calves and wrinkle up so I look like Nora Batty!
Found some in Clarks today and some boot trees so over £100 gone but I think it is a good spend!2019 fashion on a ration 0/66 coupons0 -
hey jellie how are you?
I've been wanting to pick your braks for a while.
You're a teacher aren't you?
what age range to you teach as I would love to do it, am starting my degree in february in the hope that I will be able to be a primary school teacher.0 -
I'm a secondary school teacher but know some primary school teachers too.2019 fashion on a ration 0/66 coupons0
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My degree is in english language and literature and is with the open university, I know I have to do some teacher training, but is that the sort of degree they're looking for??
I've looked on a couple of websites but I can't quite fathom it out.0 -
I'm sure that would be fine as it is a key subject area. Try checking the TTA website?2019 fashion on a ration 0/66 coupons0
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boots sound nice - we can't be super good all the time can we... I want some new boots too but haven't found any that are right for me yet!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
ah ok will do hun, thank you for your help, how you feeling now? How are you getting on at work?0
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savingholmes wrote: »boots sound nice - we can't be super good all the time can we... I want some new boots too but haven't found any that are right for me yet!
They have to be the hardest thing to buy! I've gone round every single shop I can find several times over the last couple of years with no luck! Good luck finding some.missymoo81 wrote: »ah ok will do hun, thank you for your help, how you feeling now? How are you getting on at work?
Work ok- baby steps!2019 fashion on a ration 0/66 coupons0 -
you're doing wonderfully though hun.
Love the sound of the clarks boots, I have the opposite problem I have to really struggle to do boots up, as I have rather small feet and rather big calves, not good!!!0
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