We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Jellie's attempts to banish the wobbles and get debt free!

1282931333467

Comments

  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    *Jellie* wrote: »
    Thanks Missy and Prim.
    It shows how much I've changed that I now feel distressed if I can't throw hundreds of pounds at my debt in a month.......when I started here I wasn't even living within my pay many months!


    hi i know how you feel about this, i do remember one of the first posts i ever made was the fact that i had £10 left of my overdraft the day before payday and hadn't used the CC. Living within my means was such an achievement i just had to celebrate it!
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Glad you're doing better too Lemontree.

    I've had a big spend day today. I've been looking for knee high boots I can wear to work for over a year. They're always too big for my calves and wrinkle up so I look like Nora Batty!

    Found some in Clarks today and some boot trees so over £100 gone but I think it is a good spend!
    2019 fashion on a ration 0/66 coupons
  • missymoo81
    missymoo81 Posts: 8,034 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    hey jellie how are you?

    I've been wanting to pick your braks for a while.

    You're a teacher aren't you?

    what age range to you teach as I would love to do it, am starting my degree in february in the hope that I will be able to be a primary school teacher.
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    I'm a secondary school teacher but know some primary school teachers too.
    2019 fashion on a ration 0/66 coupons
  • missymoo81
    missymoo81 Posts: 8,034 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    My degree is in english language and literature and is with the open university, I know I have to do some teacher training, but is that the sort of degree they're looking for??

    I've looked on a couple of websites but I can't quite fathom it out.
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    I'm sure that would be fine as it is a key subject area. Try checking the TTA website?
    2019 fashion on a ration 0/66 coupons
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    boots sound nice - we can't be super good all the time can we... I want some new boots too but haven't found any that are right for me yet!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • missymoo81
    missymoo81 Posts: 8,034 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    ah ok will do hun, thank you for your help, how you feeling now? How are you getting on at work?
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    boots sound nice - we can't be super good all the time can we... I want some new boots too but haven't found any that are right for me yet!

    They have to be the hardest thing to buy! I've gone round every single shop I can find several times over the last couple of years with no luck! Good luck finding some.
    missymoo81 wrote: »
    ah ok will do hun, thank you for your help, how you feeling now? How are you getting on at work?

    Work ok- baby steps!
    2019 fashion on a ration 0/66 coupons
  • missymoo81
    missymoo81 Posts: 8,034 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    you're doing wonderfully though hun.

    Love the sound of the clarks boots, I have the opposite problem I have to really struggle to do boots up, as I have rather small feet and rather big calves, not good!!!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.