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Jellie's attempts to banish the wobbles and get debt free!
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Hi Jellie
Congrats on the huge PAD once again!
Your first post rang a bell with me, as I decided to "indulge" in a diary whilst I was in bed ill :rolleyes:
Well done, you sound really focused. I'll be popping back for tips!
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Thanks macgirl.
I'm just trying to spend as little as possible and not buying clothes, magazines etc2019 fashion on a ration 0/66 coupons0 -
That's an impressive chunk to throw at thr debt well done. Think of how much better off you'll be when it's gone.0
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Go Jellie:j you have done so wll very motivating.x
BTD:D0 -
hey jellie, how are you honey?? You seem a lot brighter than you did a couple of weeks ago, and go you £750 is a massive amount off of your debts, have a nice cuppa to celebrate!!! See being poorly does have its few good points, ie saving money.
Keep your chin up you're doing brilliantly x0 -
wow you are doing really well jellie - loving the ticker progress!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Thanks guys- I'm still feeling very wobbly generally but good to have some positive news to report here!2019 fashion on a ration 0/66 coupons0
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I made it back into work today!!
Provided I can get a letter from the Doctor to back me up they are happy for me to gradually build up the hours and teaching so hopefully that will help me stay on track.
I stayed for most of the day getting to know some of my classes etc so I'm shattered!
Had a NSD. Will be difficult to keep such a tight reign on the spending as I get back into the old routine. Then again I won't have much energy to spare for shopping etc for a while I think!!2019 fashion on a ration 0/66 coupons0 -
Thats great news on getting back to work Jellie, but don't over do it! I'm surprised that they are asking for a letter from the Dr though, we would offer that as a matter of course at our place, especially after beng off for a long time
Sx'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
You must be so pleased to be getting back to work well done.0
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