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Jellie's attempts to banish the wobbles and get debt free!
Comments
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Yeah Jellie, savingholmes is right. Join Facebook and get a farm and a cafe! It is good fun! I will be your farming neighbour. I haven't hooked up with anyone from MSE on facebook either, in fact I am very new to it all - only about a week!0
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I enjoy bingoport and get free amazon vouchers - that is probably more mse lolAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
You are completely right! It is getting difficult as even things I enjoy like reading gets boring when you've been stuck at home this much!2019 fashion on a ration 0/66 coupons0
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I know - I normally love reading - I did loads while I was off until about the last month or so and then couldn't face it anymore!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
I seem to have completely lost track this month. Haven't been checking my accounts online enough! I'd better get sorted quick as it is nearly the end of the month and I need to work out how much money I have leftover to throw at my debts!2019 fashion on a ration 0/66 coupons0
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That's good though Jellie, saying how much money will you have left over to throw at your debts and not how much money I have overspent so good on you. I'm sure you are probably getting sick of us all asking, but are you feeling any better?0
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Hi jellie just popping along to wish you a happy day!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Hi guys
Still not feeling great but still plodding along! Trying to decide whether to visit a local hotel for a treat tomorrow. We thought a change of scene would be good but we're not up to driving far! Not that MSE but we've done well enough this month to afford a treat!2019 fashion on a ration 0/66 coupons0 -
Go for it Jellie, getting out someone different will be a real tonic for you just now.
x0 -
Decided to save the money for now as OH has not been well this week either!
Had £750 left to throw at debt this month so I've knocked 12.5% of my debt off in a month! Not driving anywhere much, not eating out etc makes a big difference!! :j
My DFD is still 5 months later than I'm aiming for but aiming high seems to be working out ok. I've been round loads of shops this week just to get out and about but really haven't felt like spending any money- even on things I need. Hopefully I've broken some of my bad habits now! The challenges have really helped even if I haven't posted on them that much recently!
I'm having a better week as although I'm still feeling bad OH has been off work so it has really made me feel better! Hope you are all well.
2019 fashion on a ration 0/66 coupons0
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