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Jellie's attempts to banish the wobbles and get debt free!

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Comments

  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Thanks SH. At least the tests are out of the way- just waiting around for the results!

    Paid £110 off debts today
    2019 fashion on a ration 0/66 coupons
  • Primula
    Primula Posts: 953 Forumite
    Well done Jellie on another payment - £110 that's great.
    Have you ben on Farmville yet on Facebook? It's quite addictive! LOL
  • savingholmes
    savingholmes Posts: 29,085 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    well done on another payment!

    It is horrible waiting for results isn't it..... So want to hear about things improving for you!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • missymoo81
    missymoo81 Posts: 8,034 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    hey jellie, sorry I haven't been around lately, I'm so sorry you are still poorly, bigs hugs to you xx
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Primula wrote: »
    Well done Jellie on another payment - £110 that's great.
    Have you ben on Farmville yet on Facebook? It's quite addictive! LOL

    I've steered clear so far as I can see me spending too much time on it! Plus I haven't hooked up with any MSE people over there yet and don't think any of my other friends use Farmville. Is it fun?
    savingholmes wrote: »
    well done on another payment!

    It is horrible waiting for results isn't it..... So want to hear about things improving for you!

    Thanks SH. I'm sure things will get better soon! I think the tablets I was taking last week were making me feel more anxious etc so hopefully that will improve now I'm off them and the tests are out the way!
    missymoo81 wrote: »
    hey jellie, sorry I haven't been around lately, I'm so sorry you are still poorly, bigs hugs to you xx

    Thanks Missy- not been on here much myself as I was feeling so low :-(

    I'm actually celebrating having a spend day today as my SIL took me to the supermarket and it was good to get out and do something normal!
    2019 fashion on a ration 0/66 coupons
  • missymoo81
    missymoo81 Posts: 8,034 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    yaaay for supermarket shopping!!! x
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Just popped down to the local shop by myself to try and stave off the boredom! Trying to feel better is not doing a lot for my bank balance! Then again I did need the groceries and steered clear of other temptation! Might take myself out for a walk now.....getting so bored!
    2019 fashion on a ration 0/66 coupons
  • Fire_Fox
    Fire_Fox Posts: 26,026 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Sorry to hear you are bored: how long until your test results come through?
    Declutterbug-in-progress.⭐️⭐️⭐️ ⭐️⭐️
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    It takes a week for them to get to the consultant. I will probably then have to wait for an appointment to be sent out and I don't know how fast that will be.
    2019 fashion on a ration 0/66 coupons
  • savingholmes
    savingholmes Posts: 29,085 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi jellie - you need to find some focus to stimulate your brain and some ways to have fun and social contact. I know when I was at home it was very boring!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
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