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Should I apply for First Direct again?

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Comments

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    This means you failed their score. If it was CRA based it would say 'due to adverse data obtained from the credit agency listed below' or words to that effect!

    As I said earlier, 1st will not allow appeals to a failed score - if it was CRA related you can appeal.
    This is what I was thinking, thanks for clarifacation
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    TheEffects wrote: »
    Hi

    When you applied for the first direct current account you can apply for the credit card within the same application.

    Just wanted to know does this result in 2 or one credit searches? has any one checked their credit report?
    I think that it is one search.....
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    I think that it is one search.....

    Indeed it is mate, but what was weird Experian showed Bank Account whilst Equifax showed Credit Card...... how odd :confused:

    Call Credit shows - Credit Card API :confused::confused:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
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