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Mortgage Free ASAP

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  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Hi QB :)

    Re Chutney, if you have any left over just give me a call ;) Also, if your father really likes the gift then next year you can go scrumping for ingrediants :D

    You will let us know when and how the op goes won't you? You know we're all here with lots of support for you (hug)
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • gl with the op.
    Mortgage free:beer:

    [/COLOR]
  • Hi there QB

    Sorry to hear your news. You must be feeling devastated. Hope all goes OK with the operation (do you have a date for it yet?) and please come back to let us know how you get on.
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    That news must have been a shock. I hope it all goes well for you.

    Great to see you so close to you MFD
    2019 fashion on a ration 0/66 coupons
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    Aww QB, at least you know now the reason and it can be sorted.
    A month recouperating is one of the many reasons for becoming MF and being able to without stress.
    Heres hoping next year brings you good news and a complete lifestyle change ;)
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • Hey QB
    sorry to hear about the health issues but maybe a good thing to at least know what is happening? hope you get a date sorted for the OP and here's to lots of new starts in 2011 eh? :)
    take care and have a good xmas
    tyo x
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    Hope you are OK QB,

    Just wanted to wish you a

    Merry Xmas and hope you have a fab 2011

    I hope that becoming MF will take a bit of strain off your situation. Health and Happiness hun xx
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    Happy Christmas!
    :santa2:
    2019 fashion on a ration 0/66 coupons
  • Queen-Bee_2
    Queen-Bee_2 Posts: 828 Forumite
    Mortgage-free Glee!
    edited 31 December 2010 at 1:42AM
    Dear Everyone

    Thank you so much for your posts. I'm nearly MF now - less than a week to go - but the joy that finally I'm going to own my house has been overshadowed by the knowledge I almost certainly won't be able to have children. And I'm failing miserably to be brave about it. The wife of one of OH's friends announced yesterday that she's going to have a third baby in August, and whilst I'm delighted for her, the reality of a future without a family is very hard to bear.

    On the MFW front, I popped into the BS today to ask what happens come next Wednesday when my last DD becomes payable. Unfortunately, the manager told me she couldn't give any advice at all re mortgages, couldn't tell me about the pros & cons of leaving a notional £1 on the account and said it was too late to adjust my DD to ensure it didn't take the usual £4k payment (thereby resulting in an overpayment and possible automatic redemption of the mortgage!!!).

    Just as well that I had the name of someone in the centralised 'Customer Experience' team, who, when I called them was able to give me most of the info I was after in five minutes flat. Given that BSs are mainly about mortgages, I was surprised that the branch manager's knowledge was so limited.

    For the time being, I've arranged to leave my mortgage account open, with a notional £1 balance on it. However... Can anyone tell me what the pros and cons of this arrangement might be?

    Thanks in anticipation,
    QB
  • katsu
    katsu Posts: 5,022 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    QB - I don't want to cause upset so please read this as coming with caring thoughts...

    The OP might work and you could have children. If not you could look at adoption or fostering. Can you be a fantastic aunty or adopted aunty to a friend's child? What about mentoring schemes for older young people (IYSWIM)? John Lennon is apparently attributed with the quote "life is what happens whilst we are making plans". You can't tell how it will turn out so all you can do is to do your best.

    Also - it is perfectly normal to be cross or upset about it sometimes if you want children and it doesn't work out. People here and in real life will support you and understand you feeling sensitive about other people's babies.

    All the best.
    Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.
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