November.2015.here.we.come

mum2one

BEAT_THE_DEBT wrote: »

To finish off next xmas? Gosh i thought i was good. Tell me waht you got?x

Feels like everything but the kitchen sink, 3/4 of the stuff toilettries picked up in Boots 75% sale, rest been odds and sods from Halfcost the plan is brought quite a bit from the £1 lines, and then put a mix and match together.

Haven't done dads or dd for bday, mums shes 65 - just cost me nearly £100 for a Springer Spaniel designer vase - yep I'm mad.....

Then xmas again got mum, dad and dd to get. No idea what their haveing as April 2011, dd and me off to Dom Rep for belated 40th.

xx

mum2one

Been very organised, bar 3 presents wrapped all the bday presents upto Dec...... and 3 baby parcels, - think may have a glass of wine later xx

mum2one

taxi73 wrote: »

That's great news that you've knocked using the cards on the head.You'll really see the debt tumble.You have done fantastic with your payments..well done.You'll be debt free before you know it.
Your DD is a very lucky girl.She has loads of stuff to do and always has lots of stuff.Bet she enjoyed doing crafting with you as she loved doing painting with JJ.

She loves her painting, bless her she still tells people about jjs dog!! xx

BEAT_THE_DEBT

You are fab!!

taxi73

His dog was hilarious though whereas your DD did such a beautiful job..his was very abstract ..lol.
You have done brilliantly with all the christmas and birthday shopping...I haven't even started.

mum2one

It makes me smile thinking of the dogs, madam being all ladylike and jj being very modern and abstract, hes a little star bless him. xx

taxi73

It makes me smile too.Very proud of him at the moment..he had his first school report and it was excellent and said he was very talented especially at stories and communication..why doesn't that surprise me..lol

mum2one

taxi73 wrote: »

It makes me smile too.Very proud of him at the moment..he had his first school report and it was excellent and said he was very talented especially at stories and communication..why doesn't that surprise me..lol

Ah bless him, thats brilliant news about his report!! love the stories bit xx

mum2one

Had a very productive day, ordered a wack of photos very mse as I only paid postage, so can't complain Had an extra set done for my Aunt for when we went on Orient Express last yr, and a set for dds friend when we took them out half term.

Sorted out recycling, shredding and rubbish.

Got 3 letters sorted to post

Even booked in for the dreaded smear, go Wed, not back only a yr late, then have to have my coil changed, its the mew fangles hormonal one, apparently there meant to last 10yrs, but they want mine changing after 5, (due last Oct), so going end of March, 1st appointment could get.

Worked out my bank charges with the halifax, apparently I meet the hardship criteria, in 2 yrs they had£1,229 off me, so got to get the letter from here and get that in the post.

Finished knitting a cardigan for a friends baby, we saw her last week, apparently she was 5lb 10oz, shes a month old and looks so tiny, thats my good dead done.

Sounds daft but feels like I've done nought, but on the other hand its the fiddly jobs that add up

Going out for lunch for next with friends mum, shes treating me for taking her for the indian last week. xx

taxi73

You have been very productive there and done loads of stuff.
Good luck with the bank charges as that's a lot of money.