November.2015.here.we.come

mum2one

At this rate, sure I've got half of next years......

Have to say we had an absolutely brilliant day today, I didn't know that we'd got dd and her friend, they were brilliant, got a few little bits, (literally), got dad 3 mini bottles liquer £7.00, and that was it..... Very good for me...

DD and her friend brought some handmade soaps, and bath bombs, thou her friend doesn't have a bath they have a shower....... They got a few nick nacks for under £1.00.

There was some gorgeous stuff, one stall the lady had hand painted old milk churns that was £200, and saw a beautiful handmade trunk... painted with spaniel - only £300 I do have good taste...

Plenty of free samples of gin, liquers, a fab lime vodka, mulled wine, I did have a little headache this afternoon.

Espically plzed when realised save £20 on the entrance.

def last bit of xmas shopping ordered 2ngt..... got dd a playboy fold up chair, £30 reduced to £7, a crystal lampshade 4 her bedroom reduced £10 to £7.50, (so got one for my room as well), so got to head to Telford (15miles) as our 2 local Argos's had run out, think I should have shares in argos......

Had a phonecall 2ngt, got a lady coming to look at dds dolls pram on Mon, so fingers crossed another £15 in her pot... xx

mum2one

Been organised this morning......dd was poorly bless her, so beds stripped and in the wash, then she went into my bed, next thing, I've been sick again.... but shes brightened up now.

Wrapped 26 presents this morning, done the parcels for dds class, so they can go to school ready out of the way.

Debating whether to start some xmas prezzies, finish off the cards or get the books and do some studying......

xx

penguin83

Well done on the wrapping Mum, I havent started mine yet and have a feeling there are a load of presents that I have bought and forgotten about!

Hope DD is feeling better, DS was ill on Thurs night, fine all day Fri and then sick again Sat night - he seems to be over it now luckily xxx

mum2one

penguin83 wrote: »

Well done on the wrapping Mum, I havent started mine yet and have a feeling there are a load of presents that I have bought and forgotten about!

Hope DD is feeling better, DS was ill on Thurs night, fine all day Fri and then sick again Sat night - he seems to be over it now luckily xxx

Hope dd and ds going on ok and no more sickies.

Very good this afternoon, I finished all the xmas cards, left a box on the stairs with 10 signed cards - incase of emergency.

Got dd to do her christmas cards, bless her, trying to get her to remember the names of her class mates, were missing one now out of class of 22, not bad, there was 6 she couldn't remember, so a text to a couple of the other mums, down to 1 now.

Did some studying as well, got 3hrs worth, did it in 2, so plzed with that.

Had a phone call earlier from a woman who wants to buy dds piano, but can we deliever it, yep, were deliever locally, she lives about 25miles away.... so said yes will deliever, but need to add on £5 for the petrol.....she seemed ok, so fingers crossed. xx

taxi73

Hope DD gets well soon.
Can't believe how organised you are ...well done.

mum2one

Did ok, dd now £45 richer from selling her stuff, shes very exicted, since the summer shes made £75 on sales........ shes saving up for a wii, she asked 2ngt, if nanny and me could go half with her after christmas...... I was bursting to say you've got one under there......did well and bit my tounge.

Not much done, took the paino this morning, the woman was over the moon, felt so quilty as they were shipping it to a pre-school that they sponser in Zambia, added £5 for petrol, but it was a 45 mile round trip.

Plan of action, get a couple of bits from town, then some studying, then Wed/Thur write the assisgnment HELP.... why did I have this bright idea to be a mature student

Fri - helping the PTA get stuff ready for the xmas fayre.....

Sat - tutorial, then the xmas fayre
Sun - promised dd she could go and c father christmas, (plan is use last of crisps points, as the place we went to has Georgian xmas theme, use vouvher save £20.
The great plan is Mon-Thurs all presents wrapped...as nxt fri hair app ready for the Orient Express..

2010 battle down the hatches and set myself the 5k target again, as snowball worked out at 3.5k...so the extra 1.5k, will be the added incentive....

The long term plan, credit cards, overdraft, then replace personal money and pay dad back, then my loan, as I can only repay at 4 points throughout, and if I settle early, don't really save more than £100, so the way the money has been allocated the loan finishes Nov 2015, but all my expenses finish Apr 2015.

Rome wasn't built in a day, I need a life inbetween, and can only do my best.

At a rough estimate, my incomings this yr will be £12,000 and est Dec's payments, I should of paid about £5400 - 45% of my incomings, based as a % I'm extremely pleased. xx

penguin83

You are doing brilliantly Mum and that is a huge chunk of your income going off the debts so well done you x xxx

mum2one

penguin83 wrote: »

You are doing brilliantly Mum and that is a huge chunk of your income going off the debts so well done you x xxx

Thank you.

If it wasn't for you and Taxi, being so supportive, wouldn't got this far. xx

mum2one

I've hot the 5400 - and still got some payments to make - bar 1 just got dec's statemnet so next plan of action is the snowball give me a better idea of how best to pay the credit card money off, xx

taxi73

You're going great guns.