November.2015.here.we.come

BEAT_THE_DEBT

Hi Mum i now what you mean about not using credit this year i am the same and although waiting for paydays before i buy gifts is an alien concept to me but its what i should have been doing and i wouldnt be in this mess never mind i know now eh?xx

mum2one

Hasn't been too bad of a weekend, we were at wolverhampton on Sat for a tutorial, (get paid 26p per mile), and dad came with me, can't drive at the mo, back gone and amount tablets popping, I'll be rattling, even fell asleep during xfactor Sat ngt!

Treated DD to takeawsy pizza, shes been a little star this week, shes fetching carrying, so we had a treat.

Did a table top sale today, I liked sat there giving dad all the orders where to put stuff!, it was a community centre, really quiet, but positive.... after paying 2 tables, made a profit of £16.70, and best bet won a raffle, had a massive cup cake, made into a Christmas tree, there was one stall - she sold cupcakes, and brough that to sell, but she wanted £25 for it, we were talking, I said you'd almost be better raffling it £1 a ticket, and at least get something back, she sold 30 tickets we won!! Sods law mum cut the cake before had chance to takke photo, massive, chopped into 16 pieces... our nice neighbour facing had a treat 2ngt - 2 slices of the cake.

Plan is to get plenty of rest this week, got 2 OU assisgnments to do.. should fly through them, keep me out off trouble! xx

mum2one

BEAT_THE_DEBT wrote: »

Hi Mum i now what you mean about not using credit this year i am the same and although waiting for paydays before i buy gifts is an alien concept to me but its what i should have been doing and i wouldnt be in this mess never mind i know now eh?xx

Def agree, mine dribbles in all through month it bits and dabs, trouble is can't keep changing bill dates to suit it!

Already decided culling the bday and xmas list bxt yr, any vouchers like this yr save towards things, DD had 3 peice wardrobe, I only paid £20 difference, I had new furniture £45 instead of £200, next thing camera - but we've got £90 towards it so far.

Want to get a good dent into the debts, and plan reduce the smaller ones first, most under payment plans with their companies,they end betwen Jan and Nov - as everything be paid on time, hoping there agree to same principles. xx

taxi73

cup cake sounded nice.
you're getting there with the debts

BEAT_THE_DEBT

Fab idea about the cupcake you deserved to win x

mum2one

All that is left from the cupcake is a few crumbs.... very good and sent 2 pieces across to the lady opposiate, I would dread the calories but it was lush.

With help, DD cooked her 1st pancke 2ngt, bless her, shes slowly coming back round to herself, were trying to stay positive and cross the brige when we come to it. Don't know whos the dafest mum or DD, DD saw a suitcase she likes in Argos, only £90... it does have pictures of VW campers which are flavour of the month, so mums getting it her for xmas. But its something she wants, and better that than something that will gather dust. xx

taxi73

glad DD is getting back to her old self

mum2one

Had some good news tonight, my lovely car insurance, the AA with sent the renewal quotes, the same company as last yr was £370, their alternative was £270, I tried a wack of the comparison sites and they were all fairing between £225 and £800, thou the main bulk were £225 to £280.
Rang the AA said got cheaper quote, but I like loyalty etc... so they found me a new policy all like for like £210, and chucked in home care plan worth £71, its the one advertised on TV with John Cleese.

Nothing much to report, thou managed to get most of the xmas cards wrote last ngt, did about 100....... do the households. Off to get couple bits for DD for xmas, we have had a nightmare trying to track these "lovely" VW Camper suitcases, got 40 mile round trip 2mor to get one, then the other get next week coming into our local Argos, sold seperately. Just a few bits and thats DD sorted, ordered the radio for dad, he just needs bottle whisky, and stocking full of sweets, mum wants a watch, that be her main prezzie, all cutting back and said get a present later in the year when theres something we really need. xx

taxi73

you sound very organised as usual

mum2one

Thank you, think its organised Choas, spent 2hrs gutting bedroom, had xmas prezzies chucked in all directions, have managed to hide the small suitcase in the wardrobe, not quite sure how were going to hide the big one - get that Tuesday.

Bar that a lazy day, think its stress, so stupid there me upset over the father christmas, as last ngt we had the santa saga, I guess we've done well to get to 9 and beliveing in Santa, she asked and kept asking there was no way of skirting round the issue, so it was I don't want xmas prezzies, etc etc. I know her anger is her way of coping, but temper tantrums don't help, shes got it into her head that the Irish side or her dads going to cause trouble over xmas, or there going to send a card. Apart from Sats we get the post. Gets me stressed, just a roundabout.

3/4 way through knitting a green hooded jumper for my friends boy for xmas, he was only born Sept, but got bigger size pjs Asda sale, and hand knitted jumper.

We're get there

How are you, have you got a house full for xmas xxx