Scared and Lonely

westiedog

flamingobroke wrote: »

Crikey I believe people are replying to me! Thanks to everyone who has replied to me I am going to work on my SOA and post it in the next couple of days. God i think I may sleep tonight for the first time in months. Is that a glimmer of light at the end of a very long tunnel. xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx

Welcome

You are in the bast place here - its the best thing ever-good luck xxxxxxxxxxxxxxxxxx:T:T

Nargleblast

Hello flamingobroke and well done for having the guts to make your first contact with this site. We have all been ostriches at one time, and don't get me started on being stupid with money! Where that is concerned I have a degree in stupidity from the University of Stupidity in Stupidtown. At least now I am taking control and finding ways to sort out my debt situation, and you can too. Do as the previous posters have suggested, and this will truly be the first day of the rest of your life. Keep in touch, no matter what time of day or night it is there is always some sad individual on here in the small hours to talk to (usually me on a night shift!)

david_hellier

Tixy wrote: »

Have subscrived to your thread so will keep checking in.

In the meantime 2 others little tips you can start straight away. Start a spending diary - find yourself a little notebook/or very small diary and put it in your handbag. Then start recording every single thing you buy, whether its 50p on a drink, £20 on petrol or £60 on new shoes! This will become really useful in working out where your money is going and keeping the impulse spends in check.

2nd tip - if you don't already use internet banking then get this set up. Call your bank or pop into the branch to find out how. Once you have it you'll find its easy to use and then you'll have much better control of your finances. (usually they have to send something in the post to activate the account so the sooner you set this up the better).

Another way of using a spending diary is to allocate a weekly amount to yourself per week, from your budget after all essentials have been deducted. Using receipts, deduct as you spend through the week. Try to get to the end of the week leaving some over to carry forward to the next week. This has the effect of keeping your overdraft down and avoids overspend.

BeautyandtheBeast_3

hi and welcome, you are in the right place for help and advice - the tips these guys come up with to help you save, shave and reduce are great. I will also subscribe to your thread to keep checking up on you. Take care hun xxx

flamingobroke

Nargleblast you are funny, and you made me laugh for the first time today. Thankyou. xx

geranium72

Just wanted to say hi and to reassure you that you are not alone. You will get through this and the support here is great. Some of us have much more debt and have been much more stupid than you but you are now taking steps to deal with this and you WILL get through it.

In fact after a while you wil become obsessed with moneysaving!

There are so many things you can do and you will get all the help you need here

milliemonster

Hey, welcome flamingo!!!, I bet you feel much better already don't you?, have a good look around the boards while you're here and you will be amazed at how different things will seem in a few days

take care of yourself and try not to worry too much, there is always a way oof solving your debt problems xx

benroles

Hey Flamingo - just wanted to say welcome. The biggest step to make is admitting you have a problem and need help... sadly addiction and problems like you write about feed on the guilt and shame they themselves create to keep them perpetuating. It's a viscious circle - what you do makes you feel bad and yet to combat those feelings you turn to the very thing that made you feel bad in the first place!

But you are on the road to breaking that circle now. You have spoken about your problems and realised that you are certainly not alone and in fact have friends on this board already.

I am battling debt myself caused by my dependence on emotional crutches that were actually nothing but damaging. But there's a light at the end of the tunnel - you just need to keep walking towards it.

Thing won't always be easy from here on in and unfortunately that 'self destruct' button might always be around. But step by step you'll get out of this one day at a time. And keep sharing what's happening - an addict in isolation is in bad company. So keep us informed and we'll all help you on your way!

Well done for sharing and good luck from here on in.

B.

Fire_Fox

Another massive WELCOME from me!! :A

Have you discussed how you are feeling with your family doctor? Feelings of not being able to cope, hopelessness, head in the sand, problems with sleeping, self medicating with alcohol or spending, lack of motivation ... you are describing classic signs of suffering with depression. Many many of us on here have been in your shoes and we will support you as much as you can, but ask for professional help also.

Keep posting, we look forward to getting to know you!

Karen_30

Hello,

Just wanted to pop in and say hello. Echo all that is said by others! This place really is great and full of lots that understand what you are going through.

Good luck with sorting your SOA - once posted the lovelies on here will be able to help you even more so.

Keep your chin up,

K xx