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Benbenandme's Coffee Shop ... All welcome!

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  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Well done on the weight loss :T but bah to the poor night's sleep. Are you able to have an easy weekend to compensate?
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • benbenandme
    benbenandme Posts: 12,352 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    I do have ds this weekend so won't be a hyper restful weekend, but today will mainly be an indoor day as the weather looks pants and the rugby is on :D

    I'm aiming to get to tescos fairly soon, then come home and do some housework, try (yet again) and make a final decision on the house, and get the budgets etc straight ready for a new month :)

    I'm pleased with how Febs £10 challenge has gone and I think March should be fairly easy too as I can already account for where roughly £240 of the £310 needed will be coming from :)
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,352 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Two qualifing bets done for this weekends footie :) Am now dressed, not feeling very with it yet but have had a bit of choccy to wake me up a bit :o (points counted though and will be having hm soup for lunch).
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • Benben, just a thought but if you are thinking of moving do you think it would be wise to stop the mortgage overpayments and put the extra money into a 'moving fund' instead, so if any unexpected expenses crop up you will be prepared plus I am sure there will be things you want for the new house too? You could work all the figures off the figure the mortgage stands at now. Just a thought as it may take some of the pressure/worry off.
  • benbenandme
    benbenandme Posts: 12,352 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    KM, that is kind of what I'm doing, even though I call it mortgage overpayments, it is currently going into a savings account and then would have been overpaid but will now be used as part of a deposit I think (so I can stretch the mortgage enough to cover new property). More figures to be crunched later ;):)
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,352 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Tescos is done and all put away. I spent £49 in there but had a £10 giftcard (from a survey site ages ago) so will move that £10 into the pot. Lots of yummy stuff bought, lots of veg as well, must make sure I use it up rather than letting it go off, even bought '2' butternut squashes this week so I can make more of that soup as it was yummy and also some more crisps with that and carrots, all of which are free points :)

    The sun is out now but I feel pretty zonked still so not sure if we'll be off out somewhere today.
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • I have a big fat butternut squash in the fridge ready for soup too:p And a cupboard full of sugar free jelly to make up, when I feel like nibbling in the evenings;)
    I've been good this week....apart from the birthday jelly babies that my girls bought me - well, it'd have been very rude not to eat some:rotfl: Have saved some to give DD2 when they're back from their dad's....to stop me eating any more! Willpower is good during the day, i find evenings sooo hard. Must do what you do and save some points for a yummy treat. Tonight might go wrong - am at my sister's so curry and woine:o but....a shop bought curry, not as bad as a takeaway (that's my justification and I'm sticking to it!) And it was my birthday, got to have a little treat eh?!!?!:T
    I really need to sort out a new signature!
  • benbenandme
    benbenandme Posts: 12,352 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Aww sorry I missed your birthday Milly, hope it was a good one :)

    I find weekends tough generally as its so easy to keep picking stuff from the fridge when you're at home :o

    I've just done a third qualifying bet for this weekends footie, so hopefully will make a few pennies from them :)
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,352 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Just looking at dialaphone, there are several phones to choose from that will be a 24 mth contract, and cost me £15 p/m (+vat, so say £20 a month), so £20 x 24mths = £480 but then you get £50 cashback from topcashback and £395 cashback from dialaphone, so £480-£445=£35 for 24 mths contract, with 100 mins and unlimited texts a month :D Just trying to decide whether to go for a blackberry or stick to a tocco lite / samsung genio ;) I only really use it for texting and the odd call and would like a camera that can take a photo in focus as every one I've ever had has been rubbish :o
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,352 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    £6 profit from my first free bet :)
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
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