We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Car Hire excess cover insurance policy

Hi Folks,

I saw this website...

insurance4carhire dot com

and for £50 for a year it appears that you get fantastic cover for anything that happens... i know ive been stung for paying for higher levels of cover in the past amd am seriously thinking about it next time we need to hire a car.

Has anyone used them.... is it too good to be true?

:)

Angie
«13

Comments

  • Donnie
    Donnie Posts: 9,862 Forumite
    Not it's not too good to be true, it's just true and cheaper than you suggest; Insurance4CarHire

    and for balance: WorldwideInsure Car Hire Excess Insurance
  • richardw
    richardw Posts: 19,470 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Posts are not advice and must not be relied upon.
  • LittleMissAspie
    LittleMissAspie Posts: 2,130 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    These just insure the excess, if I understand it correctly. You still need the car hire company's insurance.

    So if you have an accident, car hire company insurance would pay but you would pay the excess, just like on normal car insurance. By buying this policy, you get the excess back.
  • AndyHo
    AndyHo Posts: 25 Forumite
    If you go for the questor-insurance.co.uk worldwide annual policy inc SLI this will cover all insurances with no excess (apart from contents, where there is an excess) Around £117 :T Been using them for years
  • Donnie
    Donnie Posts: 9,862 Forumite
    Some of the posts here are a bit pointless considering the thread title. Hey ho...

    Also, since I've already posted the insurance4carhire link that includes the discount, it would be pointless to pay the full price via Quidco only to wait an age for a similar discount.
  • moneypooh
    moneypooh Posts: 2,217 Forumite
    Part of the Furniture Combo Breaker
    but you can get the discount and quidco :)
  • i thought it worked so you dont have to buy the higher level of insurance that covers things likes windows, tyres, damage, theft etc? thats how i read it (sorry if i wasdnt clear)

    will def take a look at some of the links tho, thanks people!

    : )
  • pompeyrich
    pompeyrich Posts: 3,135 Forumite
    Part of the Furniture Combo Breaker
    i thought it worked so you dont have to buy the higher level of insurance that covers things likes windows, tyres, damage, theft etc? thats how i read it (sorry if i wasdnt clear)

    will def take a look at some of the links tho, thanks people!

    : )

    That is how Insurance4carhire and others work. You rental car will come with "full insurance" but will have an excess of anything up to 1,000 Euros. I4CH will cover this excess and tyre and glass etc. The only downside is that it is a claim back service, the Hire company will debit your card, if you have an accident/incident and then you claim it back on your return, so could be hassle but the savings are good.
  • Donnie
    Donnie Posts: 9,862 Forumite
    moneypooh wrote: »
    but you can get the discount and quidco :)

    Really? Show us how.
  • richardw
    richardw Posts: 19,470 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Posts are not advice and must not be relied upon.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.