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Lots of change so.....new diary!!!
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:xmastree:
Gosh this week is flying by! Yay! Its december...its okay to feel xmasy nowI finished OH's advent calendar...I think he officially thinks i'm mad now
Oh well...he rang his mate to tell him about it too so they probably think i'm mad aswell :rotfl: but at least that means OH is chuffed with it - even if he won't admit it!!!
Otis the Elf is arriving later :j So excited about this - this is something off to the xmas moneysaving board. Its amazing!
done banking - few DDs gone out today. Electric money is in the acc todayWill need to wait a few days and can then update my totals for the end of the year :eek:
done scratchies - 10p there :rolleyes: OH is going to find free bingo later on
So its a good day so far....Plan for today is work, work on todo list....and stay warm!!
DFW Nerd #11520 -
Had a busy day yesterday - being a taxi for DS. Had playschool, then a nativity play and then swimming :rolleyes: Good news though he was fast asleep by 7:j My mum has taken him to playgroup today where they are doing xmas crafty stuff :rolleyes: Mum asked what I wanted him to make...erm?
not sure what she expects him to make as he is only 2.5 :rotfl:
So...have done banking, bingo (no wins) and scratchies. Still waiting on some parcels of xmas shopping. OH had a moan as he said he didnt know what to get me for xmas. I said iphone :rotfl: he said erm...ok i'll try! :eek: Was joking as certainly don't think the budget will stretch to one of those! So I have now wrote him a list of things I wouldn't mind receiving (in case the iphone fails) so we'll see
Plan for today is work, work on to do list and enjoy DS. DS is enjoying OTIS the elf and keeps tucking him into bed! He is getting far too excited over xmas already :eek: Need to try and kerb it a bit or its going to get too much but its hard as i'm in such a xmassy mood myself
Hope everyone is good!! :xmastree:DFW Nerd #11520 -
Gosh i've been soooo busy! DS is such a busy little boy atm....
He is flat out on the sofa atm catching up on his lost zzZZZZs :rotfl: Done my bingo, scratchies etc though so have been a good girl
just having a chill out today! Will catch up properly tomo xxDFW Nerd #11520 -
Monday again....
Done banking, scratchies and bingo. Won 5 but cant withdraw as i'm skint until tomorrow :rolleyes: So will have to withdraw before I play tomorrow.
I'm still waiting on a couple of packages to come thru :rolleyes: If they dont come today I think i'm going to have to chase up as its been a while now :rolleyes: tbf I did order a lot of stuff online so for only 2 to go missing/be delayed isn't to bad I guess.
OH is off work today so we can get lots of stuff sorted out ready for xmas as our weekends are just filled up with activities :rolleyes::D He had a day to use before the end of the year so thought might as well. He has been up since 7 and has already done the living room as well as sorting DS out :eek::D I however, am still in bed :rotfl: but in my defence, I do have the lappie!!!!!
I still cant update my year end totals as barclays hasnt updated yet still:mad: so.....
Plan for today
1/write xmas cards :mad: (not my favourite job clearly)
2/work lots
3/help OH with big tidy up/sort out
4/list few things in paper to sell
5/work on to do list and update on here
thats enough i think!!! Need to enjoy DS as well
Best get another brew.....DFW Nerd #11520 -
Gosh what a busy couple of days....
Got lots done yesterday and today.... can't update my figures as barclays are playing funny beggars this month. They have returned our loan payment even tho there is funds there. I transferred some money in earlier on faster payments to cover it but they have still returned itI've done it every other month and it has been fine so why return this month??
I phoned them up and said i wouldnt be charged but they would take payment again in 7 days. :mad::mad::mad::mad: So irritating....I better not get charged or I'll go mad seriously....
In other news....scratchies threw up 10p cant do bingo as no funds to withdraw today :rolleyes:
knackered so going to chill out with DS before bed. Got another busy day tomorrow so will be logging off.DFW Nerd #11520 -
Oh well...done banking and scratchies. can't do bingo until tomo
as I dont want to withdraw the loan money that should have been paid! and other than that only have about a tenner
The bank is really playing up this month. OH is getting paid tomorrow though :j
Well have figured out that this year we have paid off *drum roll please" in capital - 8102.08 So is no where near the predicted 20k but all things considered I AM pleased with thatNeed to update the thread...:o
And thinking about it this is pretty amazing really as, my world is a million miles from where it was this time last year as sooo much has changed so although it isn't my dream scenario it is good and we are getting there.
Anyway...back to today!DS is getting on amazing at preschool
He loves it so much and they have said he has come on leaps and bounds this term with his development. we are so pleased :j And at the end of the day, having a happy and healthy DS and family is the main thing isn't it? Debt busting and MSE coming a close second (sorry Martin i love u really!!) :rotfl:
Plan for rest of day is just to chill out a bit as tired:rotfl:
DFW Nerd #11520 -
:eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek:
Changes are afoot again.....OH has lost his job today. He has been given 2 weeks notice but still. Its a nightmare :eek: We have had rotten luck this year, not sure why but we haveYou have got to laugh :rotfl::eek: So, as a result have been doing some SERIOUS number crunching today. At the end of the day, we will be okay and can just about survive but it is VERY close and there is NO room for any other things that crop up :rolleyes: But at least, we aren't completely up the creak, like others. One of OH's colleagues has literally just completed on their house purchase so i'm grateful we aren't in that position. And thanks to my MSE ways we have already got our spending in control (thankfully) :money:
In other news, no bingo wins today, scratchies done and banking done. All ok. withdrawn winnings from the other day so 5 to add to siggie.
Plan for today is...more number crunching! :eek::eek:DFW Nerd #11520 -
Its actually really scary thinking about not having OHs wages coming in. He is going to spend the weekend getting his CV done and researching about job centre and stuff. I'm not sure if he can claim jobseekers or not so we'll ave to find out. I've tried ringing our local jobcentre but they are just engaged :rolleyes:
Done scratchies - was able to withdraw today, prepurchased my bingo cards and done banking. TCs have paid 55 quid into my acc?
No idea what this is for. No letter yet - so won't spend it until i know what its for just in case they want it back :rotfl:
Got lots to do but DS is poorly so had a bad night. So going to chill out with him and try and keep warmDFW Nerd #11520 -
Morning! What another cold day - brrrr
Feeling very christmasy this morning writing cards. I like giving cards I just hate writing them
OH has nipped into town to do a bit of shopping so as its xmas he'll be hours :rotfl: having a really chilled morning! :T Banking done, scratchies and bingo so next job is finish these cards, do a bit of work as need to post some stuff later!
Still no letter from TC as to what they are playing at.
Have a good day one and all!DFW Nerd #11520 -
Well another monday is here :eek:
Done banking, bingo and scratchies for today. Won 5 on bingo so have withdrawn that!
I'm still number crunching :rolleyes: We have decided not to let it ruin our xtmas though. At the end of the day, if we haven't got the money, we haven't got the money. They can not get blood from a stone and all that and we now that it will all work one way or the other. We've already done our xmas shopping just need some bits of food. So other than the fact we are going into the new year a bit uncertain, everything is really good. My mum has said she will help us out if things get really bleak so at least I know that we do have a lifeline if the worst comes to the worst. Altho I won't ask unless I really have to. OH has started the long process of job searching but there is hardly any jobs and about a million people looking for one so we are just assuming that he won't get a job and if he does then its a bonus IYSWIM.
See - i'm not worrying, honest :eek::o
Plan for today is -
1/post things that need posting!!!
2/wrap OHs pressies while he isn't here
3/try and get hold of someone to help with sorting out benefits :rolleyes:
4/do some work!
5/DS at playschool later
6/put some washing on
7/try and tidy up a bit :rolleyes: Just got stuff everywhere atm. Blooming xmas - its the only thing I hate about it!:D
Snow is on its way...its sooo dark!DFW Nerd #11520
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