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Lots of change so.....new diary!!!
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Pretty sure I seen you win earlier today on BB, well done0
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claire0788 wrote: »Pretty sure I seen you win earlier today on BB, well done
Guilty - £20 win for me today!!:D:D:D
DFW Nerd #11520 -
Another week begins....SLOWLY and sooooo cold!!! BRRR
Well...done banking - all as should be. Scratchies threw up 10p :rolleyes: but 20 win on bingo today so have duly withdrawnGood start to the day really! It takes a while for it to hit the current account though (which is why i get so confused) but I guess thats a small price to pay!
Got a huge chunk of xmas shopping done online yesterday - all within budget even a few bargains and all via quidco of course :A Just got few bits and bobs to get now and most of that will have to go to town for. I've also told OH that i'm not buying my own pressies this year as ive done enough although I have given him a few ideas. So if he doesnt do anything about it then i'll get nothing:rotfl: I dont mind if i get nothing as its really about DS and ill get stuff from my mum anywaybut he WILL be soooo embarassed once he sees what ive got him if he doesnt get my anything :rotfl:
ohh...just seen the cuddly toy from harry hill on loose women....:rotfl:
Plan for rest of today is -
1/work
2/tea from stores
3/sort xmas stuff that has arrived already and only ordered yesterday :eek:
4/plan for rest of week
5/COURSE STUFF
Hope everyone is good!!! x
ETA - need to update sig with 10 a day. GC only bought some milk extra the other day so well within budget!!!DFW Nerd #11520 -
Have updated signature.....my 'november' month actually ends on 5/12 so still have a little bit longer to last - got plenty in atm still so will see how it goes
perhaps i should do a meal plan and see if i can stretch it :rotfl:
updated my 10 a day... not toooo bad works out at about a fiver a day so far. Ive had my email to say my 50 rebate for the mobiles will be here in next 7 days so that will bump it up! and so obviously need to win more at bingo!!!
Have had a busy time lately and so things in the house go a bit wrong so I have decided to have a focus each month and then get that bit COMPLETELY FINISHED before moving on to the next bit. So need to devise a plan for this before new year as realistically the budget isnt going to stretch to home improvements in decemberSo I am going to use december to get everything else sorted that doesn't need money or uses MSE money...
1/tax money (10 a day = 124.05 + spare rent 176.04 = 300.09/426.40)
2/get credit reports
3/get completely up to date with course work
4/get completely up to date with work
5/sort all paperwork out and shred some stuff
6/run thru moneystuff and filing with OH (as he currently does nothing and if i drop down dead nothing will get paid:rotfl:)
7/cancel mobile contracts so dont go over original contract
8/chase up 25 tesco voucher from sky (:mad:)
9/send off the final phone rebate when its due
10/get all xmas pressies without breaking budgets - i reckon another 350 including me :eek: but will obviously save as much as i can with this
11/get all xmas food within existing food budget
12/sort out all photos up to date
13/re do bros website
14/get wills sorted
15/tidy up files on laptop so it runs a bit faster
16/sell some bits of stuff if poss
17/do spreadsheets for next year
18/check about student finance stuff
19/get stuff out of shed that will spoil (and hide in loft) & put table and chairs away...
quite a long list then :rotfl::o but there is like 6 weeks to get that all done before new year so it IS achievable. I will update throughout the month....
plan for rest of day is too chill out....DFW Nerd #11520 -
hi bh, sorry for not popping in for a while, have literally been flying visits to my own diary recently!!
bingo seems to be going very well for you lol, well done!! xPay £15k by Xmas10 £1478.19/£15000[STRIKE]24/07/09[/STRIKE] present - loan - £8550 overdraft#1 - [STRIKE]£2516.87[/STRIKE] £0 credit card - [STRIKE]£1210 [/STRIKE] £0TOTAL - [STRIKE]£12276.87[/STRIKE] £9133.63:T0 -
Thanks Kirsten - :kisses3: I know what its like! Bingo is definately working out alrite xx
Well....I couldnt sleep last night :mad: and have woken up this morning to the news that an internet friend (not an MSEr) died last nightShe was roughly the same age as me and it is all a bit of a shock really and i'm not handling it very well today. Its weird as although I havent actually met her, we had been in contact for about a year and i only 'spoke' to her on sunday. I think of her as much of a friend as my real life friends iykwim. OH came home from work to see me as he was a bit worried which was nice of him
So as a result, I havent been as productive this morning as I hoped
done bingo - won 5 again so will sort the withdrawl for that later if i can (havent done banking yet) - and done scratchies. Will do banking in a minute but shouldnt be very interesting!
Plan for today is to chill out and try to get my head together, do a bit of work and then relax !
Its soooo cold againDFW Nerd #11520 -
Oh well I had a day off MSE yesterday....was a bit busy...
Done banking,scratchies and bingo in progress
Nothing much to report really - just trying to get xmas stuff sorted. Think i'm nearly there - off into town later to try and finish off as much as I can. OH overtime money really helpsJust have to hope it doesnt dry up anytime soon.
Updated siggy with 10 a day figure not going so badly after all xx
Best get ready to brave the cold outside :cool:DFW Nerd #11520 -
Well....:j xmas shopping is nearly done!!! And well within budget
Ive got to do a couple more online orders today (discount and quidco!) and thats it - done!!
And its not even december yet.....:D:D
Done banking - all okay. done scratchies - 10p and bingo in progress. Won 15 yesterday so need to update siggy with that. Am just waiting to withdraw and will play for today
Have done an online shop to be delivered tomorrow - is a whopper at nearly 200 :eek: BUT that includes most of the xmas food and a couple of pressies. So all we need to get is meat and veg nearer the time. So isnt too bad really and although its the whole dec budget gone I am pleased with thatI still have some left over from November (thankfully) which should be enough to cover the next smaller shop in a couple of weeks
Having a fairly chilled day today as been soooo busy these last few days. Plan is -
1/finish last bits of online orders
2/chill out with DS
3/work later :rolleyes:
4/find something interesting to eat today !
5/work on to do list
Think thats about it hope everyone is good!!!!!!!! I need to catch up on everyones diaries as well if i get chance:rotfl:
ETA: sig now updated - 204.05DFW Nerd #11520 -
Wahoo!! Xmas shopping done - and 250 under budget! plus lots of quidco too. I dont count that incase it doesnt track so am really chuffed :j:j I have informed OH my money is the current acc for when he wants it. Have told him to use quidco etc but in reality that isnt going to happen :rolleyes: but oh well....maybe next year :rotfl:
done scratchies and banking all ok. Bingo - won 7.50 yesterday so have withdrawn that and have won 10 todayso will withdraw that tomorrow. will update siggy then....
Also had a letter to say getting 127.21 rebate on from electric co:D:D should be paid into acc on monday so will update siggy with this too tomorrow
Got our shopping delivered - 197 :eek: but is lots and im ok with that
Things are going okay then... plan for the weekend is have a good day doing work tomorrow, cook sunday dinner, tidy bedroom up and sort xmas pressies out, get OH calendar sorted, sort otis the xmas elf bits ready for 1/12 and then relax.......:rolleyes: Hope everyone is having a good weekend!!!DFW Nerd #11520 -
Its a sad day here....my free bingo days are over. I'm actually gutted.. :rotfl::rotfl::rotfl:
Done my withdrawl yesterday and thats it....
done banking and scratchies nothing unexpected on either of those.
Getting lots of parcels today as my online shopping comes thruIts nice getting parcels...even though they arent for me! ha ha. My neighbours must think i'm loaded :rotfl::o
No money from electric todaywill wait to see if it turns up :rolleyes:
Got to finish off OH's calender and print off stuff for OTIS elf tomorrow for DS.Need to get some more work done today too
Brrr...still cold :mad:DFW Nerd #11520
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